Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Navigating the labyrinth of US financial regulations can be a daunting task for non-US financial institutions. With the growing reach of these regulations globally, institutions must now, more than ever, align their practices with US standards to avoid severe penalties and disruptions. This guide
September 5, 2024PortX recently revealed a significant advancement in financial technology integration through their collaboration with Fiserv’s AppMarket. This partnership introduces the FinTech Hub, an innovative solution aimed at improving the connectivity and operational efficiency of financial institutions. T
September 5, 2024The global financial landscape has evolved significantly since the Global Financial Crisis (GFC) of 2007-2008, leading to the proliferation of non-bank financial intermediaries, collectively referred to as "shadow banks." As regulations tightened around traditional banks, these shadow
September 3, 2024Wealth Enhancement Advisory Services LLC demonstrated heightened confidence in Banco Bilbao Vizcaya Argentaria, S.A. (NYSE: BBVA) by bolstering its investment during the second quarter of this year. The firm expanded its stake by a notable 5.0%, adding 1,397 shares to its portfolio. This addition
August 29, 2024Exploring the digital landscape of financial services, FinTechs and Credit Unions (CUs) are reshaping the way consumers interact with their finances. The increasing collaboration between these two entities highlights a shift from competition to partnership, driven by the mutual goal of enhancing
August 27, 2024In the first half of 2024, Rizal Commercial Banking Corporation (RCBC), a leading financial institution based in the Philippines, demonstrated remarkable financial growth, reporting a significant net income of PHP 4.5 billion (approximately $79.87 million) during this period. This achievement was
August 22, 2024Building wealth isn't a game of luck or inheritance for most affluent individuals. A significant 79% of American millionaires are self-made, accumulating their riches through disciplined saving, smart investing, and living below their means. This article delves into the essential financial
August 22, 2024Choosing the right financial advisor is a critical decision that can significantly impact one’s financial future. Millennials, born roughly between the early 1980s and late 1990s, are now encountering pivotal life events such as starting families, buying homes, and planning for retirement. These m
August 20, 2024Miami has long been celebrated for its rich cultural tapestry, stunning beaches, and bustling tourism industry. Recently, however, the city has evolved into a thriving hub for fintech companies, drawn by a favorable business environment and advantageous tax incentives. The strategic positioning of
August 6, 2024Financial literacy is an essential skill that sets the foundation for a secure future. Given the complexities of today’s economic landscape, introducing children to financial concepts from an early age can prove transformative. From teaching simple budgeting principles to instilling the value of s
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