Open Banking

Ford and GM Get FDIC Approval to Open Banks
Capital, Risk & Assets Ford and GM Get FDIC Approval to Open Banks

The line separating your car dealer from your financial institution has just been decisively erased, marking a watershed moment in American commerce as two of the nation's most iconic automakers prepare to take your deposits. In a move that signals a seismic shift in the financial landscape, the

Token's Gideon Fourie Joins Berlin Group OpenFinance Board
Trends & Future Token's Gideon Fourie Joins Berlin Group OpenFinance Board

As the European financial landscape continues its rapid evolution beyond initial regulatory mandates, a pivotal appointment has been made to steer the next chapter of open finance innovation. Gideon Fourie, the managing director of Token GmbH, the European Union entity for leading

How Fintech Matured and Redefined Finance in 2025
Trends & Future How Fintech Matured and Redefined Finance in 2025

The year 2025 will be remembered not for a single seismic technological breakthrough, but as the moment the financial technology sector collectively came of age, shedding its adolescent obsession with growth at any cost. A powerful confluence of market pressures, evolving consumer expectations, and

Are Regulators Opening the Floodgates for New Banks?
Trends & Future Are Regulators Opening the Floodgates for New Banks?

A quiet but profound transformation is reshaping the American financial sector, driven by an unprecedented surge in applications for new banking charters. In an astonishing display of renewed interest, the Office of the Comptroller of the Currency (OCC) processed as many applications in 2025 as it

Stripe and TrueLayer Launch Pay by Bank in Finland
Trends & Future Stripe and TrueLayer Launch Pay by Bank in Finland

In a significant development for the Nordic e-commerce landscape, a new collaboration is set to redefine the digital payment experience for millions of Finnish consumers by introducing a highly anticipated, locally attuned payment method. The strategic partnership between global payments leader

Africa's Fintech Revolution Redefines Banking
Trends & Future Africa's Fintech Revolution Redefines Banking

Across Africa, a quiet but profound revolution is underway, one that is not merely adopting financial technology but actively redefining its very purpose. Far from playing catch-up, the continent is leapfrogging the legacy systems of the developed world and building a new banking paradigm from the

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