Open Banking

Plaid Taps Former FDIC Chair McWilliams as New President
Trends & Future Plaid Taps Former FDIC Chair McWilliams as New President

In a strategic move that underscores the increasing convergence of financial technology and federal regulation, fintech giant Plaid has announced the appointment of Jelena McWilliams, the distinguished former chair of the Federal Deposit Insurance Corp. (FDIC), to the newly created role of

Open Banking Enters Watershed Year of VRPs and Fraud Risks
Trends & Future Open Banking Enters Watershed Year of VRPs and Fraud Risks

The European financial landscape is currently navigating a period of profound transformation, where the promise of unprecedented payment innovation is directly challenged by the escalating sophistication of financial crime. This year marks a critical juncture for the Open Banking ecosystem, a time

Could Open Banking Revolutionize Home Lending?
Trends & Future Could Open Banking Revolutionize Home Lending?

The arduous journey of applying for a home loan, historically characterized by stacks of paperwork and weeks of anxious waiting, is undergoing a profound transformation driven by financial technology. For decades, borrowers have navigated a cumbersome process, meticulously gathering, scanning, and

Ex-Piedmont Bankers to Launch Small Business Bank
Regulatory & Compliance Ex-Piedmont Bankers to Launch Small Business Bank

In the wake of major bank mergers that often leave small businesses feeling like a rounding error, a trio of seasoned bankers is betting that a return to personalized service, powered by modern technology, is the key to unlocking growth in North Georgia's economic future. Their new venture, Georgia

Ethereum Upgrades Poised to Transform Payroll for Asia
Trends & Future Ethereum Upgrades Poised to Transform Payroll for Asia

The long-standing challenge of managing cross-border payroll efficiently has created significant friction for companies operating in Asia, a region characterized by its dynamic, distributed workforce and diverse economic landscapes. For years, the promise of blockchain technology to solve these

Can a New Leader Reshape UK Open Banking?
Trends & Future Can a New Leader Reshape UK Open Banking?

The United Kingdom's open banking initiative, a global pioneer in financial data sharing, has reached a critical turning point. The appointment of Dr. Ruth Wandhöfer to spearhead the creation of its next-generation governance body is far more than a leadership change; it represents a strategic

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