Risk Management

Will Tokenized Deposits Replace Stablecoins in Global Finance?
Capital, Risk & Assets Will Tokenized Deposits Replace Stablecoins in Global Finance?

Priya Jaiswal is a formidable figure in the international financial landscape, widely respected for her mastery of banking policy and her forward-thinking approach to market analysis. With a career defined by navigating complex portfolio management and dissecting global business trends, she has

How Is Discovery Bank Scaling Hyper-Personalized AI?
Trends & Future How Is Discovery Bank Scaling Hyper-Personalized AI?

The integration of Delta Lake and Unity Catalog ensures that data permissions remain consistent across different business units and applications. This foundational capability is what allows modern retail banking to move beyond the limitations of traditional demographic grouping, which often fails

Bank of England Faces Rising Risks From High-Risk Credit Assets
Capital, Risk & Assets Bank of England Faces Rising Risks From High-Risk Credit Assets

The divergent regulatory paths between the Bank of England and the European Central Bank have created a significant gap in how high-risk credit is managed. As commercial lenders across the United Kingdom grapple with the accelerating withdrawal of liquidity, many have turned to the central bank as

How Will EMVCo Secure the Future of AI Agentic Payments?
Trends & Future How Will EMVCo Secure the Future of AI Agentic Payments?

Managing the health and status of a delegated authority ensures that an AI agent cannot exceed its pre-authorized budget or operational timeframe. As artificial intelligence shifts from mere conversational tools to autonomous agents capable of executing complex financial tasks, the industry faces a

Tanzania Introduces Bill to Use Movable Assets as Collateral
Capital, Risk & Assets Tanzania Introduces Bill to Use Movable Assets as Collateral

Under the proposed legislation, lenders may propose taking direct ownership of collateral to settle debts, provided the borrower does not submit a formal objection. This specific provision marks a radical departure from the traditional Tanzanian financial landscape, where the recovery of debts

How Can Banking Survive AI Attacks and the Quantum Shift?
Trends & Future How Can Banking Survive AI Attacks and the Quantum Shift?

Modern banking infrastructure relies on cryptographic standards that are currently becoming obsolete due to the advancing power of quantum computing technologies. This shift occurs at a moment when the global banking sector finds itself at a dangerous crossroads, as the democratization of

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