Open Banking

Banks and Fintechs Clash Over Open Banking Fees
Trends & Future Banks and Fintechs Clash Over Open Banking Fees

A fierce and consequential battle is being waged over the digital pathways that connect consumers' bank accounts to the world of financial technology, igniting a fundamental debate about who should bear the cost of innovation in the age of open banking. This conflict, pitting some of the nation's

What's Driving the Great Financial Regulation Shift?
Trends & Future What's Driving the Great Financial Regulation Shift?

The American financial services landscape is currently being reshaped by a confluence of powerful and often contradictory forces, creating a period of profound transformation and uncertainty for institutions and consumers alike. A powerful current of technological innovation, particularly in

UK Sets 2026 Launch for Commercial VRP Payments
Trends & Future UK Sets 2026 Launch for Commercial VRP Payments

The United Kingdom's financial landscape is on the brink of a significant transformation as regulators and industry leaders formalize plans to usher in a new era of digital payments through an ambitious commercial Variable Recurring Payments (cVRP) scheme. The Financial Conduct Authority (FCA) and

How Will Key Hires Fuel Currensea's Growth?
Trends & Future How Will Key Hires Fuel Currensea's Growth?

With a distinguished career spanning market analysis, portfolio management, and international business, Priya Jaiswal has become a recognized authority in the fintech landscape. Her recent tenure at Ecospend saw her play a pivotal role in its most significant achievements, including a landmark

Mollie Acquires GoCardless to Create a Payments Powerhouse
Trends & Future Mollie Acquires GoCardless to Create a Payments Powerhouse

In an increasingly digital global economy where recurring revenue models are paramount, businesses have long grappled with the costly and complex challenge of a fragmented payments landscape. European financial service provider Mollie has announced a definitive agreement to acquire the bank payment

Is Mastercard's Platform the Future of SME Finance?
Trends & Future Is Mastercard's Platform the Future of SME Finance?

For small and medium-sized enterprises, the daily grind of managing finances has long been a source of significant administrative friction, with business owners often dedicating countless hours to manual data entry and reconciling accounts. Mastercard has now launched its Open Finance Business

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