Laws & Regulations

Huntington Wins Speedy Approval for $7.4B Cadence Deal
Regulatory & Compliance Huntington Wins Speedy Approval for $7.4B Cadence Deal

In a landscape often defined by protracted regulatory reviews, the recent lightning-fast approval of Huntington Bank’s acquisition of Cadence has sent a clear signal to the industry. To unpack the implications of this deal and what it tells us about the current M&A environment, we sat down with

Do New Regulators Signal a Return to Deregulation?
Regulatory & Compliance Do New Regulators Signal a Return to Deregulation?

A contentious party-line Senate vote has confirmed permanent leaders for the Federal Deposit Insurance Corp. (FDIC) and the Commodity Futures Trading Commission (CFTC), crystallizing a new direction for U.S. financial oversight. The appointments of Travis Hill to the FDIC and Michael Selig to the

PayPal Joins Rush for Controversial Bank Charter
Digital & Technology PayPal Joins Rush for Controversial Bank Charter

As the line between technology and finance continues to blur, few developments are as consequential as non-financial companies seeking to become banks. PayPal, a titan of digital payments, is the latest to make this move, applying for a special type of charter that has long been a source of intense

Did Bell Bank Stage a Coup at Old National?
Regulatory & Compliance Did Bell Bank Stage a Coup at Old National?

In the typically reserved world of regional finance, the term "coup d’état" is virtually unheard of. Yet, it sits at the heart of an explosive federal lawsuit filed by Old National Bank (ONB) against its North Dakota-based rival, Bell Bank. The suit accuses Bell and eight of ONB's former senior

Why Is the OCC Easing Its Grip on Citigroup?
Regulatory & Compliance Why Is the OCC Easing Its Grip on Citigroup?

A single mistaken wire transfer, amounting to nearly a billion dollars, can trigger years of intense regulatory scrutiny powerful enough to reshape a global financial institution. For Citigroup, this hypothetical became a stark reality, placing it under one of the strictest oversight regimes in

Are Regulators Moving Beyond One-Size-Fits-All Rules?
Regulatory & Compliance Are Regulators Moving Beyond One-Size-Fits-All Rules?

A fundamental re-evaluation of the American financial regulatory landscape is currently underway, challenging the monolithic post-crisis framework that has governed the nation's banks for more than a decade. This is not just a technical debate among policymakers; it is a pivotal moment with

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