Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Paxos Pays $48.5M to Settle NYDFS Compliance Failures
Trends & Future Paxos Pays $48.5M to Settle NYDFS Compliance Failures

Imagine a rapidly evolving financial frontier where innovation often outpaces oversight, leaving vulnerabilities that could jeopardize consumer trust and market stability in the virtual currency industry. A stark example has emerged with Paxos Trust Co., a key player in the stablecoin market,

Why Is BayFirst Bank Cutting Jobs and Ending Bolt Program?
Capital, Risk & Assets Why Is BayFirst Bank Cutting Jobs and Ending Bolt Program?

In a striking move that underscores the mounting pressures within the financial sector, BayFirst National Bank, headquartered in St. Petersburg, Florida, has announced a significant restructuring plan involving the elimination of 51 jobs and the termination of its Small Business Administration

Nusrat Ghani Seeks Input on Banking Access in Sussex Weald
Trends & Future Nusrat Ghani Seeks Input on Banking Access in Sussex Weald

In the heart of Sussex Weald, a pressing challenge is unfolding as local bank branches shutter their doors, leaving residents grappling with limited access to essential financial services. This issue strikes hardest in rural areas where digital banking alternatives often fall short due to

Paylocity's Bold Leap into Unified Payment Technology
Digital & Technology Paylocity's Bold Leap into Unified Payment Technology

In an era where businesses grapple with the inefficiencies of fragmented financial systems, Paylocity, a well-established name in HR and payroll software, has made a daring stride into the financial technology arena with its acquisition of Airbase, an invoice automation vendor, announced in

How Did Carlyle Raise $9 Billion in a Tough Real Estate Market?
Banking How Did Carlyle Raise $9 Billion in a Tough Real Estate Market?

In a world where commercial real estate stumbles under the weight of post-COVID uncertainty, one investment giant has defied the odds with a jaw-dropping achievement that sets a new standard. Carlyle, a titan in the global investment arena, has raised an astonishing $9 billion for its latest U.S.

Mobile Payment Security Market to Hit $9.42B by 2031
Trends & Future Mobile Payment Security Market to Hit $9.42B by 2031

Imagine a world where every swipe, tap, or click on a mobile device could potentially expose sensitive financial data to cybercriminals. With mobile transactions becoming a cornerstone of daily life, the stakes for securing these payments have never been higher, and as the market for mobile payment

How Did WT Financial Group Achieve 21% Profit Growth in FY2025?
Capital, Risk & Assets How Did WT Financial Group Achieve 21% Profit Growth in FY2025?

I'm thrilled to sit down with Priya Jaiswal, a distinguished expert in Banking, Business, and Finance, whose deep knowledge in market analysis, portfolio management, and international business trends offers invaluable insights. Today, we’re diving into the recent financial performance of a leading

Mercer Advisors Expands in Florida with Family Wealth Acquisition
Capital, Risk & Assets Mercer Advisors Expands in Florida with Family Wealth Acquisition

In a financial landscape where strategic growth often defines success, Mercer Global Advisors, Inc., a prominent national Registered Investment Adviser (RIA) headquartered in Denver, Colorado, has taken a significant step forward by acquiring Family Wealth Planning Group and its affiliate, Family

Is Britain Facing a New Billion-Pound Finance Scandal?
Banking Is Britain Facing a New Billion-Pound Finance Scandal?

What happens when a single courtroom decision could drain billions from Britain’s financial sector and alter how millions purchase their vehicles? Picture a quiet Friday evening after the markets close, when the Supreme Court delivers a verdict on car finance commissions that could shake the very

CFPB Revises Open Banking Rule Amid Legal Challenges
Trends & Future CFPB Revises Open Banking Rule Amid Legal Challenges

In a rapidly evolving financial landscape, the ability of consumers to control and transfer their personal data has emerged as a cornerstone of modern banking reform, sparking intense debate between regulators and industry stakeholders. The Consumer Financial Protection Bureau (CFPB) has taken a

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