Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Can Blockchain and Fintech Fix Trade Finance?
Trends & Future Can Blockchain and Fintech Fix Trade Finance?

Global commerce operates at an unprecedented velocity, yet the financial infrastructure that supports it remains stubbornly anchored in a paper-based era, creating a costly and inefficient bottleneck for international business. For decades, the world of trade finance has been characterized by its

Top Leadership Moves Reshape Banking and FinTech
Digital & Technology Top Leadership Moves Reshape Banking and FinTech

In a year defined by pivotal leadership shake-ups across the global financial landscape, we sit down with Priya Jaiswal, a recognized authority in banking and finance, to dissect the most significant moves of 2025. From the calculated, long-term succession planning at challenger bank Monzo to the

Regulator Probes Top Banks for Politicized Debanking
Regulatory & Compliance Regulator Probes Top Banks for Politicized Debanking

The very foundation of financial access is being questioned as the Office of the Comptroller of the Currency (OCC) launches a sweeping investigation into the client service policies of the country's largest banks, setting the stage for a high-stakes confrontation over who gets a seat at the

JPMorgan Sued Over Alleged Fake Interviews for Black Candidates
Regulatory & Compliance JPMorgan Sued Over Alleged Fake Interviews for Black Candidates

A proposed class-action lawsuit has brought serious allegations against JPMorgan Chase, accusing the financial giant of engaging in a deceptive and discriminatory hiring process by conducting "fake" interviews with Black job applicants to feign a commitment to diversity. Filed in the U.S. District

NBK Launches Next-Generation Online Banking
Digital & Technology NBK Launches Next-Generation Online Banking

In a landscape where digital convenience is no longer a luxury but a fundamental expectation, financial institutions are facing mounting pressure to deliver online experiences that are not only functional but also intuitive, engaging, and seamlessly integrated into the customer's daily life.

Factoring Market Set to Double to $7.5 Trillion by 2031
Trends & Future Factoring Market Set to Double to $7.5 Trillion by 2031

For countless businesses navigating the complexities of modern commerce, the lag between delivering a product or service and receiving payment represents a persistent and critical operational challenge. This gap in working capital can stifle growth, delay investments, and even threaten stability.

Why Is the UK Aligning Its Crypto Rules With the US?
Regulatory & Compliance Why Is the UK Aligning Its Crypto Rules With the US?

The United Kingdom's decision to forge its own path in cryptocurrency regulation, distinct from its European neighbors, signals a significant strategic pivot toward closer financial alignment with the United States. With a clear timeline now set for implementation by October 2027, the UK's approach

Is the Fed's New Skinny Account Too Narrow for Fintech?
Regulatory & Compliance Is the Fed's New Skinny Account Too Narrow for Fintech?

With the Federal Reserve signaling a new era in payments by considering a novel, limited-use "skinny" account, the intersection of financial innovation and regulatory caution has never been more charged. To navigate this complex landscape, we turn to Priya Jaiswal, a leading authority in banking

Are These 3 Stocks the Key to Long-Term Wealth?
Banking Are These 3 Stocks the Key to Long-Term Wealth?

Crafting a portfolio capable of weathering economic storms while consistently generating returns is the ultimate goal for many investors seeking financial independence. The strategy often hinges on identifying companies that not only exhibit robust business fundamentals but also demonstrate a

Can New Banks Meet the Philippines' Digital Goals?
Digital & Technology Can New Banks Meet the Philippines' Digital Goals?

The rapid acceleration of digital finance across the Philippines has positioned the nation at a critical juncture, where strategic decisions made today will shape its economic landscape for years to come. In this dynamic environment, the Bangko Sentral ng Pilipinas (BSP) has embarked on a highly

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