Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Top Online Banks of 2025: Discover, Axos, More
Digital & Technology Top Online Banks of 2025: Discover, Axos, More

In a rapidly evolving financial landscape, understanding which online banks offer the best services becomes paramount for consumers making critical financial choices. Recognizing this necessity, Investopedia has meticulously researched and pinpointed leading online banks of 2025 to guide

Will Stricter Verification Curb Thailand's Banking Fraud?
Digital & Technology Will Stricter Verification Curb Thailand's Banking Fraud?

Thailand is at the forefront of a significant digital transformation within its financial sector, prioritizing enhanced security measures to curb banking fraud. Initiating stricter identity verification processes for mobile banking users, the country is taking decisive action to safeguard consumers

Indian Stocks Surge Amid Earnings and Global Trade Uncertainty
Capital, Risk & Assets Indian Stocks Surge Amid Earnings and Global Trade Uncertainty

Amid a landscape marked by global trade uncertainties and economic flux, the Indian stock market showcased a compelling performance on April 28, driven by remarkable earnings reports. This period has seen key benchmark indices, Sensex and Nifty, capture significant investor interest and confidence,

BaaS Platforms Revolutionize Digital Banking Amid Cyber Challenges
Trends & Future BaaS Platforms Revolutionize Digital Banking Amid Cyber Challenges

Banking-as-a-Service (BaaS) platforms have ignited a profound transformation within the digital banking landscape, marking a new era for financial institutions. As traditional banks and fintech companies embrace digital solutions, there's a discernible shift driven by technological advances

BRICS Pay Network Challenges Western Financial Dominance
Digital & Technology BRICS Pay Network Challenges Western Financial Dominance

A major shift in global finance is occurring with the launch of the BRICS Pay Network, a new financial structure created by Brazil, Russia, India, China, South Africa, Saudi Arabia, the UAE, Egypt, Ethiopia, Iran, and Indonesia. This initiative offers an alternative to the existing SWIFT system,

OCC and FDIC Drop Reputational Risk from Bank Regulations
Capital, Risk & Assets OCC and FDIC Drop Reputational Risk from Bank Regulations

The elimination of "reputational risk" from federal banking supervision signals a fundamental shift in regulatory practices, impacting how banks and regulators approach risk management. This move, undertaken by the Office of the Comptroller of the Currency (OCC) and the Federal Deposit

Can Stablecoin Regulation Balance Privacy and Security?
Regulatory & Compliance Can Stablecoin Regulation Balance Privacy and Security?

The rise of stablecoins in the global financial landscape is fueling intense regulatory discussions, especially in the United States, where legislators are tasked with balancing security measures against the backdrop of individual privacy concerns. As discussions in legislative corridors progress,

The Shift to Invisible Banking: Financial Services in Daily Life
Editorial The Shift to Invisible Banking: Financial Services in Daily Life

The buzz of everyday life is now being replaced by the quiet, behind-the-scenes transactions of "invisible banking". The world is transitioning away from the linear idea of banks being brick-and-mortar institutions, websites, or even apps that can be accessed on smartphones and laptops.

Are Banks Doing Enough to Protect Against Scam Victims?
Trends & Future Are Banks Doing Enough to Protect Against Scam Victims?

Banks today face a significant challenge in protecting their customers from scams and fraud. As financial crimes become more sophisticated, banks must balance robust security measures with customer experience. This article examines the efforts banks are making in this area and whether they are

Italian Pension Funds Adapt Asset Strategies Amid Volatility
Capital, Risk & Assets Italian Pension Funds Adapt Asset Strategies Amid Volatility

In response to heightened market volatility and increasing global financial uncertainty, Italy's first-pillar pension funds, known collectively as Casse di Previdenza, have been reevaluating and adapting their asset allocation strategies. Managing a substantial total of €115 billion in assets,

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