Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Fifth Third's Newline Pioneers Embedded Finance and BaaS Growth
Trends & Future Fifth Third's Newline Pioneers Embedded Finance and BaaS Growth

Fifth Third Bancorp has taken a significant step in the embedded finance and Banking-as-a-Service (BaaS) sectors with its acquisition of Rize Money in 2023. Newline, an offering born from the integration of Rize's technology and Fifth Third’s established payment network, represents a strategic

Capital One's Rise: Innovations and Growth in Financial Services
Banking Capital One's Rise: Innovations and Growth in Financial Services

Capital One has revolutionized the banking and credit industries in the United States. Known for its innovative approach since its inception, Capital One uses technology and data analytics to offer personalized financial services. The company provides a range of products, including credit cards,

NDC Urges Caution as NPP Government Proposes €140M Navy Ship Purchase
Capital, Risk & Assets NDC Urges Caution as NPP Government Proposes €140M Navy Ship Purchase

As Ghana transitions to new leadership, the political landscape is charged with debates over fiscal responsibility and economic management, particularly regarding the stance of the Minority Leader, Dr. Cassiel Ato Baah Forson, and the National Democratic Congress (NDC) on the outgoing New Patriotic

Flexible AI-Powered Open Banking Solution for Bill Payments in the UK
Trends & Future Flexible AI-Powered Open Banking Solution for Bill Payments in the UK

Eviden has joined forces with Ordo and ByzGen to unveil a groundbreaking open banking solution designed to streamline bill payments between businesses and customers. This progressive flexi-payment platform taps into the power of open banking's Variable Recurring Payments (VRP), enabling

Can AI Enhance B2B Payments and Combat Check Fraud Effectively?
Regulatory & Compliance Can AI Enhance B2B Payments and Combat Check Fraud Effectively?

In the digital age, the persistence of paper checks in commercial transactions is a curious phenomenon. Despite the availability of sophisticated digital payment alternatives, checks remain a popular method for transferring funds between buyers and suppliers. This reliance on paper checks, however,

Will Wells Fargo Navigate Regulatory Hurdles to Foster Growth?
Regulatory & Compliance Will Wells Fargo Navigate Regulatory Hurdles to Foster Growth?

Wells Fargo CEO Charlie Scharf has been vocal about the need for clarity on capital requirements for big banks. His frustration stems from the lack of finalized regulations, which has left large banks uncertain about their future capital demands. This uncertainty is part of a broader narrative

Global Online Safety Regulation Network Outlines Strategic 2025-2027 Plan
Regulatory & Compliance Global Online Safety Regulation Network Outlines Strategic 2025-2027 Plan

The Global Online Safety Regulators Network (GOSRN) has unveiled an extensive and carefully crafted strategic plan for 2025-2027, marking an important milestone in international collaboration in the realm of online safety regulation. This plan, unveiled during a prominent panel discussion at the

How Did Beijing Karbon Deceive the Carbon Credit Market for a Billion Euros?
Capital, Risk & Assets How Did Beijing Karbon Deceive the Carbon Credit Market for a Billion Euros?

The article delves into an elaborate scheme orchestrated by a Chinese company, Beijing Karbon, to deceive the carbon credit market. Carbon credits, essentially permits that allow a company to emit a certain amount of carbon dioxide or other greenhouse gases, can be bought, sold, or traded. These

How Can We Defend Against Adversarial Machine Learning in Cybersecurity?
Digital & Technology How Can We Defend Against Adversarial Machine Learning in Cybersecurity?

Adversarial machine learning (AML) poses a significant threat to cybersecurity, as attackers exploit vulnerabilities in machine learning (ML) models to bypass security measures. Understanding these risks and implementing robust countermeasures are crucial steps for protecting ML systems from

Lithium Ionic Secures $266M Financing for Bandeira Lithium Project
Banking Lithium Ionic Secures $266M Financing for Bandeira Lithium Project

Lithium Ionic Corp. has recently made a significant stride in advancing its feasibility-stage Bandeira lithium project in Brazil. The company has signed a nonbinding letter of interest with the US Export-Import Bank (EXIM) for up to US$266 million in debt financing. This development is crucial, as

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