Jay Thibain

The vibrant street markets and modern convenience stores of Southeast Asia are unified by the near-universal presence of QR codes, yet a hidden technological barrier has long prevented a traveler from the Philippines from seamlessly paying a vendor in Thailand using their local mobile app. This

In a financial landscape where sending money across continents via blockchain can finalize faster than a standard bank transfer across town, the conventional payment system is facing a profound challenge. This paradox highlights a critical inefficiency in traditional banking, particularly where

With an extensive background in market analysis and portfolio management, Priya Jaiswal has become a leading voice on the strategic challenges facing modern financial institutions. Her work focuses on the critical intersection where digital ambition meets operational reality. In this discussion, we

In the highly competitive financial landscape of the Pacific Northwest, strategic leadership appointments can serve as powerful indicators of a bank's ambition, and WaFd Bank's recent decision to appoint Colin Murphy as its new Regional President for Northern Oregon is a clear signal of its intent

In a strategic move that underscores the increasing convergence of financial technology and federal regulation, fintech giant Plaid has announced the appointment of Jelena McWilliams, the distinguished former chair of the Federal Deposit Insurance Corp. (FDIC), to the newly created role of

For decades, financial institutions embarking on payments modernization have found themselves at a frustrating crossroads, forced to choose between two equally unappealing paths. The "buy" option often meant purchasing rigid, one-size-fits-all vendor solutions that stifled innovation and required

The rigid bi-weekly pay cycle that has long defined American work is being rapidly dismantled by a financial technology promising immediate access to earned income before a scheduled payday. This service, known as Earned Wage Access (EWA), has surged in popularity, with a market valued at $3.2

The world of U.S. bank regulation is often seen as a landscape of rigid lines and fixed goalposts, where a bank’s fate can be determined by crossing a specific asset threshold. However, a significant shift is underway, championed by both top regulators at the Federal Reserve and key lawmakers on

As the financial world holds its breath for the start of the fourth-quarter earnings season, Citigroup's stock performance offered a telling glimpse into the cautious sentiment gripping the market. The bank's shares experienced a notable 0.9% downturn on Wednesday, January 7, settling at $121.37 in

The appointment of a deeply experienced financial technology executive often signals a pivotal shift for a growing company, sparking considerable industry analysis and speculation about its future trajectory. With UK-based fintech Cred, owned by the Quint Group, naming Matt Trueman as its new CEO,