Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
SEI Acquires Majority Stake in Stratos Wealth
Capital, Risk & Assets SEI Acquires Majority Stake in Stratos Wealth

The financial advisory landscape is undergoing a significant transformation, marked by a wave of consolidation as firms seek greater scale and enhanced capabilities to serve an increasingly demanding client base. In a major development reflecting this industry trend, SEI has officially acquired a

UK Banks Shut 536 Branches as Customers Move Online
Digital & Technology UK Banks Shut 536 Branches as Customers Move Online

The familiar sight of a local bank branch is rapidly becoming a relic of the past across the United Kingdom's high streets, as a relentless wave of closures in 2025 reshapes how communities access fundamental financial services. This year alone, an astonishing 536 physical bank locations have

Can a New Partnership Transform Financial Inclusion?
Regulatory & Compliance Can a New Partnership Transform Financial Inclusion?

In a world where digital finance is commonplace for many, millions of individuals remain locked out of the formal economy, navigating a landscape fraught with risk and inefficiency. A strategic partnership announced at Money20/20 USA between payments giant Mastercard and cross-border specialist

AI and AdTech Power the Next Wave of Fintech
Trends & Future AI and AdTech Power the Next Wave of Fintech

The convergence of Artificial Intelligence and Advertising Technology is no longer a peripheral strategy but the central engine propelling the next generation of Financial Technology, fundamentally reshaping how financial applications attract, engage, and retain users. This powerful combination

Neobanks and Stablecoins Are Rewiring Retail Banking
Banking Neobanks and Stablecoins Are Rewiring Retail Banking

A profound and accelerating structural transformation is reshaping the retail banking sector, a quiet revolution driven by the potent convergence of two distinct technological forces: neobanks and stablecoins. Far beyond their initial perception as mere user-friendly mobile applications, neobanks

Trend Analysis: Private Credit Fragility
Banking Trend Analysis: Private Credit Fragility

From a niche alternative to a $3 trillion cornerstone of modern finance, the private credit market's explosive growth is undeniable. However, beneath its shiny surface of high yields and flexible financing, signs of significant fragility are emerging, posing potential risks to the broader financial

Vanguard Launches 401(k) With Guaranteed Income
Capital, Risk & Assets Vanguard Launches 401(k) With Guaranteed Income

As lifespans increase and traditional pensions become increasingly rare, the fear of outliving retirement savings has emerged as a primary concern for millions of Americans, prompting a significant shift in the financial services industry toward products that promise stability. In response to this

AI and Institutional Backing Drive Fintech Funding
Capital, Risk & Assets AI and Institutional Backing Drive Fintech Funding

The financial technology landscape is undergoing a profound transformation, shaped not by speculative venture capital but by highly strategic and targeted capital infusions that signal a new era of maturity for the industry. A recent wave of funding across the United Kingdom and Europe illuminates

How Will Flex Use Its New $60M in Funding?
Banking How Will Flex Use Its New $60M in Funding?

With a sharp eye on the fintech landscape, market analyst Priya Jaiswal has tracked the meteoric rise of companies reshaping how businesses manage their finances. We sat down with her to unpack the recent success of Flex, a startup that just secured a significant $60 million Series B funding round.

Big Firms Invest in Agentic AI for Smarter Payments
Digital & Technology Big Firms Invest in Agentic AI for Smarter Payments

Imagine a world where your payment app doesn’t just process transactions but anticipates your needs, spots potential fraud before it happens, and picks the fastest, cheapest way to send money—all without you lifting a finger. This isn’t science fiction; it’s the reality being shaped by agentic

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