Jay Thibain

In a striking turn of events that has sent ripples through the financial and retail sectors, a federal judge in North Dakota has overturned a long-standing Federal Reserve regulation governing debit card transaction fees, often referred to as swipe fees. This decision has reignited a heated debate

In an era where technology is reshaping industries at an unprecedented pace, financial advisors are finding themselves at a crossroads with artificial intelligence (AI) emerging as a transformative force in wealth management. Picture a scenario where hours spent on mundane tasks like summarizing

In today’s interconnected global economy, the competition to attract foreign direct investment (FDI) through greenfield projects—new ventures that establish physical operations from scratch—has never been fiercer. The Greenfield FDI Performance Index for the current year, derived from data provided

In an era of fluctuating markets and persistent economic uncertainty, private credit has emerged as a beacon for investors seeking to diversify their portfolios beyond traditional asset classes, offering a compelling alternative to public markets. This investment vehicle, often overshadowed by more

In the rapidly evolving landscape of financial technology, a troubling trend has emerged that could reshape how Americans manage their money and access innovative tools, posing a significant challenge to the growth of the fintech and digital asset industries. Large banks, wielding significant

The global financial system is experiencing a profound transformation as central banks across the world aggressively accumulate gold, signaling a historic shift away from U.S. dollar dominance in a trend widely recognized as de-dollarization. This strategic pivot is not merely a reaction to

The cannabis industry in the United States stands at a critical crossroads, grappling with a fundamental barrier that threatens its stability despite remarkable growth and widespread state-level legalization. With legal retail sales surpassing $30 billion in 2024 and supporting over 425,000 jobs

Imagine a rapidly evolving financial frontier where innovation often outpaces oversight, leaving vulnerabilities that could jeopardize consumer trust and market stability in the virtual currency industry. A stark example has emerged with Paxos Trust Co., a key player in the stablecoin market,

In a striking move that underscores the mounting pressures within the financial sector, BayFirst National Bank, headquartered in St. Petersburg, Florida, has announced a significant restructuring plan involving the elimination of 51 jobs and the termination of its Small Business Administration

In the heart of Sussex Weald, a pressing challenge is unfolding as local bank branches shutter their doors, leaving residents grappling with limited access to essential financial services. This issue strikes hardest in rural areas where digital banking alternatives often fall short due to