Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
JPMorgan Sued Over Alleged Fake Interviews for Black Candidates
Regulatory & Compliance JPMorgan Sued Over Alleged Fake Interviews for Black Candidates

A proposed class-action lawsuit has brought serious allegations against JPMorgan Chase, accusing the financial giant of engaging in a deceptive and discriminatory hiring process by conducting "fake" interviews with Black job applicants to feign a commitment to diversity. Filed in the U.S. District

NBK Launches Next-Generation Online Banking
Digital & Technology NBK Launches Next-Generation Online Banking

In a landscape where digital convenience is no longer a luxury but a fundamental expectation, financial institutions are facing mounting pressure to deliver online experiences that are not only functional but also intuitive, engaging, and seamlessly integrated into the customer's daily life.

Factoring Market Set to Double to $7.5 Trillion by 2031
Trends & Future Factoring Market Set to Double to $7.5 Trillion by 2031

For countless businesses navigating the complexities of modern commerce, the lag between delivering a product or service and receiving payment represents a persistent and critical operational challenge. This gap in working capital can stifle growth, delay investments, and even threaten stability.

Why Is the UK Aligning Its Crypto Rules With the US?
Regulatory & Compliance Why Is the UK Aligning Its Crypto Rules With the US?

The United Kingdom's decision to forge its own path in cryptocurrency regulation, distinct from its European neighbors, signals a significant strategic pivot toward closer financial alignment with the United States. With a clear timeline now set for implementation by October 2027, the UK's approach

Is the Fed's New Skinny Account Too Narrow for Fintech?
Regulatory & Compliance Is the Fed's New Skinny Account Too Narrow for Fintech?

With the Federal Reserve signaling a new era in payments by considering a novel, limited-use "skinny" account, the intersection of financial innovation and regulatory caution has never been more charged. To navigate this complex landscape, we turn to Priya Jaiswal, a leading authority in banking

Are These 3 Stocks the Key to Long-Term Wealth?
Banking Are These 3 Stocks the Key to Long-Term Wealth?

Crafting a portfolio capable of weathering economic storms while consistently generating returns is the ultimate goal for many investors seeking financial independence. The strategy often hinges on identifying companies that not only exhibit robust business fundamentals but also demonstrate a

Can New Banks Meet the Philippines' Digital Goals?
Digital & Technology Can New Banks Meet the Philippines' Digital Goals?

The rapid acceleration of digital finance across the Philippines has positioned the nation at a critical juncture, where strategic decisions made today will shape its economic landscape for years to come. In this dynamic environment, the Bangko Sentral ng Pilipinas (BSP) has embarked on a highly

Who Will Win The Financial Supermarket Race?
Banking Who Will Win The Financial Supermarket Race?

With the lines between banking and wealth management blurring at an unprecedented pace, the financial services industry is in the midst of a strategic transformation. To make sense of this convergence, we sat down with Priya Jaiswal, a leading authority on the intersection of these two powerful

Cash Retains Strong Grip on Bangladesh's Economy
Digital & Technology Cash Retains Strong Grip on Bangladesh's Economy

Despite a concerted national push towards a digital financial ecosystem, recent data reveals that the vast majority of economic activity in Bangladesh continues to flow through traditional, non-digital channels. In October 2025, an astonishing 65.41% of the country's total transaction value was

Is 24/7 Trading the Future of Wall Street?
Banking Is 24/7 Trading the Future of Wall Street?

The iconic opening bell of the New York Stock Exchange, a symbol of American capitalism that has dictated the rhythm of global finance for over a century, may soon echo into a world that never closes its doors. The traditional 9:30 a.m. to 4:00 p.m. Eastern Time trading window, a long-standing

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