Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Cash Retains Strong Grip on Bangladesh's Economy
Digital & Technology Cash Retains Strong Grip on Bangladesh's Economy

Despite a concerted national push towards a digital financial ecosystem, recent data reveals that the vast majority of economic activity in Bangladesh continues to flow through traditional, non-digital channels. In October 2025, an astonishing 65.41% of the country's total transaction value was

Is 24/7 Trading the Future of Wall Street?
Banking Is 24/7 Trading the Future of Wall Street?

The iconic opening bell of the New York Stock Exchange, a symbol of American capitalism that has dictated the rhythm of global finance for over a century, may soon echo into a world that never closes its doors. The traditional 9:30 a.m. to 4:00 p.m. Eastern Time trading window, a long-standing

Is 2025 the Tipping Point for AI in Finance?
Digital & Technology Is 2025 the Tipping Point for AI in Finance?

The once-distant hum of artificial intelligence has grown into a defining roar within the financial sector, as the industry has moved decisively from cautious experimentation to ambitious, large-scale implementation of AI technologies. This year marks a clear inflection point where theoretical

Could a Shareholder Revolt Topple ANZ's Board?
Banking Could a Shareholder Revolt Topple ANZ's Board?

In a stunning display of investor dissatisfaction that sent ripples through Australia's financial sector, nearly one-third of ANZ Group's shareholders delivered a powerful rebuke to its leadership over executive compensation, pushing the banking giant to the edge of a corporate governance crisis.

New Fed Account Aims for Innovation, Faces Criticism
Digital & Technology New Fed Account Aims for Innovation, Faces Criticism

In a move signaling a deliberate but careful engagement with the rapidly evolving world of financial technology, the Federal Reserve Board has proposed the creation of a new, limited-use special payments account. This "skinny" account, as it has been dubbed, is designed to give federally insured

Trend Analysis: Central Bank Digital Currencies
Digital & Technology Trend Analysis: Central Bank Digital Currencies

The centuries-old concept of sovereign money is undergoing its most profound evolution since the invention of paper currency, moving from tangible notes and coins to a purely digital form controlled directly by central banks. This fundamental transformation is not merely a technological upgrade but

Can AI Revolutionize Finance Without Quality Data?
Banking Can AI Revolutionize Finance Without Quality Data?

The financial services industry is witnessing an unprecedented wave of artificial intelligence adoption, promising to streamline operations and personalize customer experiences, yet a critical dependency often remains overshadowed by the allure of advanced algorithms. While the conversation

How Do You Finally Take Control of Your Money?
Capital, Risk & Assets How Do You Finally Take Control of Your Money?

As the year draws to a close, a familiar pressure often settles in, fueled by holiday spending and the looming prospect of New Year's resolutions that frequently center on financial improvement. For many households, the desire for financial stability feels like a constant, yet elusive, goal. The

AI and Active Management Reshape Crypto Investing
Digital & Technology AI and Active Management Reshape Crypto Investing

Following a significant market downturn that humbled even the most optimistic investors, the cryptocurrency landscape is undergoing a profound transformation. The speculative frenzy that once defined the asset class has given way to a period of introspection and strategic realignment, cultivating a

Fintech Esusu Raises $50M to Expand Credit Building
Digital & Technology Fintech Esusu Raises $50M to Expand Credit Building

Priya Jaiswal is a recognized authority in Banking, Business, and Finance, with extensive expertise in market analysis and international business trends. Today, we delve into the strategy behind Esusu's recent $50 million funding round. The conversation explores the fintech's evolving partnership

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