Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Fed Proposes Expanding FedNow for Cross-Border Payments
Banking Fed Proposes Expanding FedNow for Cross-Border Payments

The recent announcement by the Federal Reserve Board regarding the expansion of the FedNow real-time payments system represents a pivotal shift in how the United States approaches the integration of domestic financial speed with the complex requirements of global commerce. By proposing a framework

Is the Proposed Bank Capital Framework Flawed?
Capital, Risk & Assets Is the Proposed Bank Capital Framework Flawed?

The tectonic plates of American finance are currently shifting as the nation's largest lending institutions engage in a high-stakes standoff with federal regulators over the mathematical architecture of modern bank capital requirements. This collision involves JPMorgan Chase and a cadre of federal

Can Bolt Group Build a Financial Super-App With Beem?
Digital & Technology Can Bolt Group Build a Financial Super-App With Beem?

The landscape of Australian digital finance underwent a seismic shift as the Bolt Group finalized its strategic acquisition of the consumer payments platform Beem from Australian Payments Plus. This move signals a significant evolution for a service that began in 2017 with the simple goal of

Can Pipe’s $16M Funding Fuel Global Growth and Profits?
Banking Can Pipe’s $16M Funding Fuel Global Growth and Profits?

Small and medium-sized businesses have long struggled to secure flexible financing without the rigid constraints of traditional banking, prompting a surge in innovative fintech solutions that prioritize real-time data over outdated credit scores. This evolution in the financial sector has reached a

Adyen Launches Tool to Unify Global Corporate Treasuries
Digital & Technology Adyen Launches Tool to Unify Global Corporate Treasuries

Priya Jaiswal brings a wealth of experience to the table as a seasoned authority in banking and international finance, having spent years helping global enterprises navigate the complexities of market volatility and portfolio management. In an era where the speed of capital movement defines the

Lorum Applies for OCC Charter to Reform Global Clearing
Regulatory & Compliance Lorum Applies for OCC Charter to Reform Global Clearing

The institutional machinery responsible for moving trillions of dollars across the globe remains remarkably antiquated even as consumer payment apps achieve near-instantaneous speeds. While a retail user can send funds across a continent with a single tap, the underlying plumbing of the

Why Is Elwood Shifting to a Product-Led Leadership Model?
Digital & Technology Why Is Elwood Shifting to a Product-Led Leadership Model?

The recent elevation of Michael Abib to the position of Chief Executive Officer at Elwood Technologies represents a calculated departure from traditional administrative leadership toward a strategy that prioritizes technical and functional expertise at the very highest levels of corporate

Italy Fines Revolut $12 Million for Unfair Business Practices
Digital & Technology Italy Fines Revolut $12 Million for Unfair Business Practices

The recent enforcement action by the Italian competition authority against one of the world’s most prominent neobanks marks a watershed moment in the intersection of high-speed fintech growth and rigid European consumer protection standards. By imposing a combined fine of €11 million ($11.9

Why Did AI Mortgage Startup Smartlayer Cease Operations?
Digital & Technology Why Did AI Mortgage Startup Smartlayer Cease Operations?

The transformation of a twenty-four trillion dollar housing market from archaic paperwork to seamless digital automation remains one of the most formidable challenges in modern financial technology. The sudden announcement that London-based Smartlayer has ceased operations sent a shockwave through

How to Scale High-Growth Fintech With Operational Rigor?
Trends & Future How to Scale High-Growth Fintech With Operational Rigor?

Navigating the intersection of high-growth fintech and operational maturity requires a leader who views financial health as a dynamic reflection of product utility. Priya Jaiswal, a distinguished authority in banking and international business trends, brings a wealth of experience in guiding

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