Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Will BofA Challenge the Credit Card Giants?
Digital & Technology How Will BofA Challenge the Credit Card Giants?

Despite possessing one of the largest and most loyal customer bases in American banking, Bank of America has long been perceived as a quiet contender rather than a dominant force in the high-stakes arena of credit card rewards and innovation. This paradox, however, is being aggressively dismantled

Who Is Rathbones' New Chief Technology Officer?
Trends & Future Who Is Rathbones' New Chief Technology Officer?

In a decisive move that reverberates through the storied halls of wealth management, a firm established centuries ago has deliberately reshaped its leadership to confront the digital frontier head-on. A Strategic Appointment Signals a New Technological Era for a Financial Titan The recent C-suite

Chicago Bank Is First to Fail in the U.S. This Year
Banking Chicago Bank Is First to Fail in the U.S. This Year

The abrupt closure of Metropolitan Capital Bank & Trust on January 30 sent a clear signal across the financial sector, marking the first time this year that regulators have stepped in to shut down a U.S. financial institution. While an isolated event, the failure serves as a crucial test of the

Can Nubank's U.S. Expansion Reshape Banking?
Trends & Future Can Nubank's U.S. Expansion Reshape Banking?

We're joined today by Priya Jaiswal, a leading authority on banking and financial technology. We're discussing a pivotal moment in the U.S. banking landscape: the conditional approval of a national bank charter for Nubank, a Brazilian digital banking giant with over 127 million customers. This

Is Ghost Tapping Silently Draining Your Wallet?
Digital & Technology Is Ghost Tapping Silently Draining Your Wallet?

The convenience of tapping a card or phone to pay has become so integrated into daily life that the underlying transaction is often an afterthought, but this very seamlessness has opened the door to a subtle and increasingly prevalent form of financial crime. This emerging threat, known as ghost

AI Reshapes Finance With Major Deals and Hires
Trends & Future AI Reshapes Finance With Major Deals and Hires

Artificial intelligence is no longer a futuristic concept on the financial horizon; it is a present-day force actively reshaping the industry's landscape. A flurry of major acquisitions, strategic C-suite appointments, and significant venture capital investments in January 2026 has solidified AI's

Can a Bank Redefine the Student Experience?
Banking Can a Bank Redefine the Student Experience?

The traditional boundaries separating corporations and educational institutions are becoming increasingly blurred as forward-thinking companies recognize that investing in the next generation is not merely philanthropy but a strategic imperative for national progress. In a landmark move that

Saxo Bank Fined $50 Million for AML Compliance Failures
Digital & Technology Saxo Bank Fined $50 Million for AML Compliance Failures

The global financial industry operates under a microscope, with regulators worldwide intensifying their scrutiny of anti-money laundering and counter-terrorist financing protocols. In a stark reminder of these high stakes, the Danish Financial Supervisory Authority (DFSA) recently imposed a DKK 313

Judge Denies Bid to Halt Fifth Third-Comerica Merger
Regulatory & Compliance Judge Denies Bid to Halt Fifth Third-Comerica Merger

With extensive expertise in M&A and a keen eye on the financial sector's legal battlegrounds, Priya Jaiswal offers a masterclass in the high-stakes world of bank mergers. We delve into a recent Delaware court decision that has sent ripples through the industry, exploring the dramatic clash between

Banks Wield Tech in the War for Top Advisor Talent
Capital, Risk & Assets Banks Wield Tech in the War for Top Advisor Talent

The battle for elite financial advisors is increasingly being fought on a digital front, where a firm's technological capabilities have become a powerful and decisive weapon. A comprehensive analysis from Cerulli Associates reveals a fundamental shift in the wealth management landscape, where

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