Digital Banking

Can AEON Bank’s AI Coach Help Malaysians Save Better?
Trends & Future Can AEON Bank’s AI Coach Help Malaysians Save Better?

Financial personalities like the Tauke Tabung or Hutang Slayer provide a relatable framework for users to understand their current relationship with money. As the economic landscape in Malaysia continues to evolve in 2026, many individuals find that traditional banking methods no longer suffice for

US Banks Limit AI Agents Over Security and Legal Risks
Trends & Future US Banks Limit AI Agents Over Security and Legal Risks

The struggle over agentic AI reveals an underlying economic fear that automated tools will cause deposit churn by moving idle cash from low-interest checking accounts to higher-yielding competitors. This friction between the American financial sector and artificial intelligence has reached a

Santander Reimagines Banking with New Flagship Work Café
Capital, Risk & Assets Santander Reimagines Banking with New Flagship Work Café

The Madison Avenue Work Café serves as a physical manifestation of a broader industry shift, transforming the bank branch from a processing center for cash into a specialized advice center. This transformation reflects a significant departure from the utilitarian banking models of the late 20th

How Is JINS Reshaping Retail With Adyen’s Mobile Payments?
Digital & Technology How Is JINS Reshaping Retail With Adyen’s Mobile Payments?

JINS is targeting a domestic expansion of its new payment infrastructure to more than 100 stores by the end of 2026 to stay ahead of modern retail demands. This strategic shift was catalyzed by a major collaboration with the global financial technology platform Adyen, aiming to revolutionize the

Preparing for the 2027 Federal Stablecoin Compliance Cliff
Digital & Technology Preparing for the 2027 Federal Stablecoin Compliance Cliff

Consolidating treasury services into unified platforms that handle both fiat and crypto is becoming a critical strategy for mitigating the risks of the upcoming compliance cliff. The finalization of the Office of the Comptroller of the Currency (OCC) rules on October 21, 2026, marks the end of an

Korea's Internet Banks Lose Rate Advantage Over Major Rivals
Banking Korea's Internet Banks Lose Rate Advantage Over Major Rivals

The landscape of the South Korean financial sector is undergoing a profound transformation as the competitive gap between digital-only challengers and established commercial giants begins to widen in an unexpected direction. For several years, internet-only banks like Kbank, KakaoBank, and Toss

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