Tag: BaaS

Capital and Risk, Operational

Instant payments, BaaS and GenAI: A fintech industry review of 2023

December 20, 2023

Via: FinTech Futures

With the end of 2023 on the horizon, FinTech Futures takes a look back over a year full of highs, lows, innovations, challenges, and transformative moments across the fintech landscape, featuring insights from the likes of JP Morgan Chase, Citi, […]

Capital and Risk, Operational

Embedded Finance: Should Banks Overthrow Intermediaries and Reclaim Control?

October 27, 2023

Via: Bank Director

Well, everyone is talking about a $7 trillion opportunity in embedded finance. This colossal figure is enticing enough for several banks to hop on the bandwagon without even validating if they are truly prepared to be active competitors or if […]


Regulators ramp up pressure on BaaS banks

October 11, 2023

Via: Banking Dive

Banks that operate banking-as-a-service programs are facing heightened scrutiny from bank regulators, as examiners scramble to get a handle on the size and scale of lenders’ partnerships with fintechs, said Konrad Alt, a partner at financial services advisory and investment […]

Capital and Risk, Operational, Regulations

Banking-as-a-service grows as regulators play catch-up

October 25, 2022

Via: Banking Dive

Banks’ relationships with fintechs, particularly banking-as-a-service (BaaS) arrangements, have garnered increased attention among regulators and lawmakers in recent months. BaaS, a business model that allows fintechs and corporations without a charter to offer their customers financial services by using the […]

Activity, Corporate Banking

Unlocking Banking as a Service for Business Customers

June 7, 2022

Via: Bank Director

Banking as a service, or BaaS, has become one of the most important strategic imperatives for chief executives across all industries, including banking, technology, manufacturing and retail. Retail and business customers want integrated experiences in their daily lives, including seamlessly […]


The Unbankey Bank: Coastal Financial’s Evolution

August 9, 2021

Via: Bank Director

Coastal Financial Corp., a $2 billion community banking company in Everett, Washington, was a typical community bank seven years ago. It wasn’t looking to launch a banking-as-a-service (BaaS) division, where the bank would lend out its charter, payment rails and […]

Activity, Investment Banking

Treasury Prime raises $20m in Series B cash to fuel BaaS expansion

May 18, 2021

Via: FinTech Futures

Deciens Capital and QED Investors co-led the round, which also featured returning backers Susa Venturea and SaaStr Fund. Targeting banks and financial institutions, Treasury Prime offers automation software which aims to streamline back-office workflows. It provides services for payments, automatic […]