Digital Banking

Citizens Integrates Banking Services to Target Middle Market
Banking Citizens Integrates Banking Services to Target Middle Market

Citizens is currently repositioning its organizational structure to eliminate the historical boundaries between business banking and wealth management services. This strategic shift represents a fundamental change in how regional financial institutions approach the lifecycle of a growing company.

Visa and Handwave Expand Palm Biometric Payments in Europe
Digital & Technology Visa and Handwave Expand Palm Biometric Payments in Europe

Strategic support from Visa includes data-driven insights and marketing initiatives to identify the most viable regions for expansion. The collaboration between the Riga-based fintech innovator Handwave and the global financial giant Visa represents a transformative leap for European retail. By

SME Bank Bridging the European Financing Gap Through Tech
Capital, Risk & Assets SME Bank Bridging the European Financing Gap Through Tech

A partnership with Axiology is enabling small businesses to bypass expensive intermediaries by accessing debt-capital markets through distributed ledger technology. This shift comes at a critical juncture for the European Union, which currently finds itself in the grip of a significant liquidity

How Is Capitec Using AI to Combat Financial Crime?
Digital & Technology How Is Capitec Using AI to Combat Financial Crime?

The intelligent "Scam Scanner" feature uses artificial intelligence to evaluate the legitimacy of incoming text messages and links, warning users of potential phishing attempts before they engage with the content. This proactive tool is part of a broader technological ecosystem designed to shield

How Is Discovery Bank Scaling Hyper-Personalized AI?
Trends & Future How Is Discovery Bank Scaling Hyper-Personalized AI?

The integration of Delta Lake and Unity Catalog ensures that data permissions remain consistent across different business units and applications. This foundational capability is what allows modern retail banking to move beyond the limitations of traditional demographic grouping, which often fails

How Will EMVCo Secure the Future of AI Agentic Payments?
Trends & Future How Will EMVCo Secure the Future of AI Agentic Payments?

Managing the health and status of a delegated authority ensures that an AI agent cannot exceed its pre-authorized budget or operational timeframe. As artificial intelligence shifts from mere conversational tools to autonomous agents capable of executing complex financial tasks, the industry faces a

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