Editorial

Could Digital Wallets be the New Cross-Border Banking Standard?
Editorial Could Digital Wallets be the New Cross-Border Banking Standard?

There is no soft entry into this conversation: the future of cross-border payments is moving into the hands of digital wallets. In an era where traditional wire transfers remain slow, costly, and opaque, wallets are rewriting the rules of international finance. What began as a consumer convenience

Supply Chain Finance or Dynamic Discounting? Why Not Use Both?
Editorial Supply Chain Finance or Dynamic Discounting? Why Not Use Both?

Supply chain finance is sometimes mistakenly referred to as reverse factoring or dynamic discounting, which are two different approaches to early supplier payments. Supply chain finance is a buyer-led solution, often referred to as reverse factoring, that allows distributors to receive a prepaid

Digital ID, Deep Fakes, and the Fight for Verified Banking
Editorial Digital ID, Deep Fakes, and the Fight for Verified Banking

There is no soft entry into this conversation: the future of banking hinges on one thing—verification. In an era where generative AI can convincingly clone a face, voice, or even a live stream, the margin for error is gone. Identity—once a static credential—has become the battleground of trust,

The Bank of 2030: Open, Autonomous, and Always On
Editorial The Bank of 2030: Open, Autonomous, and Always On

As in any industry shaped by disruption, banking's survival hinges on adaptability. Traditional banking models are under pressure, dabbling between rising customer expectations, evolving regulatory frameworks, and relentless tech innovation—a tough environment to be in. To be successful, the bank

The Shift to Invisible Banking: Financial Services in Daily Life
Editorial The Shift to Invisible Banking: Financial Services in Daily Life

The buzz of everyday life is now being replaced by the quiet, behind-the-scenes transactions of "invisible banking". The world is transitioning away from the linear idea of banks being brick-and-mortar institutions, websites, or even apps that can be accessed on smartphones and laptops. There is a

Seven Open Banking Trends That Will Define 2025
Editorial Seven Open Banking Trends That Will Define 2025

Five years after its introduction, new research shows that many consumers still don’t fully understand the concept of open banking, or "open bank data." Initially introduced through legislation in 2018, the concept of open finance has now expanded globally. However, a UK study discovered that 58%

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