As in any industry shaped by disruption, banking's survival hinges on adaptability. Traditional banking models are under pressure, dabbling between rising customer expectations, evolving regulatory frameworks, and relentless tech innovation—a tough environment to be in. To be successful, the bank
The buzz of everyday life is now being replaced by the quiet, behind-the-scenes transactions of "invisible banking". The world is transitioning away from the linear idea of banks being brick-and-mortar institutions, websites, or even apps that can be accessed on smartphones and laptops. There is a
Five years after its introduction, new research shows that many consumers still don’t fully understand the concept of open banking, or "open bank data." Initially introduced through legislation in 2018, the concept of open finance has now expanded globally. However, a UK study discovered that 58%
Businesses and consumers alike must adapt to the ongoing move away from physical payment methods. Fintech trends like Near-Field Communication technology and virtual cards have transformed how transactions take place, offering payers more security and enabling more frictionless buying experiences.
The landscape of financial fraud has transformed significantly over the last five years, with more dramatic changes than the preceding three decades combined. As the world becomes increasingly digital, interconnected, and instant, monetary crimes evolve into sophisticated, global enterprises. Banks
For the financial industry, 2024 is ending off on a positive note. Mergers and acquisitions picked up pace throughout the year, and the economic signals indicate that deal-making will accelerate in 2025. This is according to insights from Stephan Feldgoise and Mark Sorrell, co-heads of global
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