Editorial

Today's banking industry is experiencing intense changes mainly due to increased technological advancements, customer needs, and new regulations. During the last decade, banks have explored non-branch models, and they have focused more on online banking strategies — trends that could become e

The banking system of America is still among the stable foundations of the global market; however, many individuals started to doubt this stability at the beginning of 2023, as the regional failures constituted 209 billion USD. Fortunately, this highly regulated industry is primarily covered by the

Innovations and challenges ahead… Open banking used to be just a buzzword, but now it looks like it's changing the entire financial industry as we know it. The path ahead is full of both exciting innovations and real-world challenges as businesses strive to take advantage of the opportunities t

Digital payments have become the standard, making secure and seamless authentication a top priority for banks. Customers expect not just protection but also convenience. To meet these expectations, banks must adapt and ensure that their authentication processes are both secure and user-friendly. In

It’s official—Gen Z is rewriting the rules of engagement, and banks must choose between adapting or becoming obsolete. The youngest generation of earners and spenders is shaping how we all interact with money, and they’re not here for clunky websites or slow customer service.  If your digital presen

Regulatory Technology, or RegTech, is an emerging technology focused on solving the problem of regulatory compliance. In its early stages, RegTech is still considered a rapidly developing solution. It leverages machine learning, blockchain, AI, and various other enabling tech stacks to transform