Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Big Data Analytics in Banking to Hit $35.1B by 2033
Trends & Future Big Data Analytics in Banking to Hit $35.1B by 2033

Imagine a world where every financial transaction, customer interaction, and risk assessment is powered by real-time insights, transforming banks into agile, customer-focused powerhouses. This is no longer a distant vision but a rapidly unfolding reality, as the Big Data Analytics in Banking Market

How Is Block Revolutionizing Small Business with Bitcoin?
Trends & Future How Is Block Revolutionizing Small Business with Bitcoin?

In an era where digital innovation is reshaping the financial landscape, small businesses often find themselves grappling with outdated banking systems that impose high fees, slow transaction times, and limited access to global markets. Imagine a local retailer struggling to pay an international

Boodil and Transaction Junction Transform African E-commerce
Digital & Technology Boodil and Transaction Junction Transform African E-commerce

In the rapidly evolving landscape of digital commerce, Africa stands as a burgeoning market with immense potential for growth, yet it faces significant challenges in payment infrastructure and transaction efficiency. For merchants, especially those operating on platforms like Shopify, the struggle

Why Did a US Judge Vacate the Fed's Swipe Fee Rule?
Banking Why Did a US Judge Vacate the Fed's Swipe Fee Rule?

In a striking turn of events that has sent ripples through the financial and retail sectors, a federal judge in North Dakota has overturned a long-standing Federal Reserve regulation governing debit card transaction fees, often referred to as swipe fees. This decision has reignited a heated debate

How Can Financial Advisors Start Using AI Effectively?
Capital, Risk & Assets How Can Financial Advisors Start Using AI Effectively?

In an era where technology is reshaping industries at an unprecedented pace, financial advisors are finding themselves at a crossroads with artificial intelligence (AI) emerging as a transformative force in wealth management. Picture a scenario where hours spent on mundane tasks like summarizing

Which Countries Excel in Attracting Greenfield FDI in 2025?
Banking Which Countries Excel in Attracting Greenfield FDI in 2025?

In today’s interconnected global economy, the competition to attract foreign direct investment (FDI) through greenfield projects—new ventures that establish physical operations from scratch—has never been fiercer. The Greenfield FDI Performance Index for the current year, derived from data provided

Trend Analysis: Private Credit Expansion Strategies
Banking Trend Analysis: Private Credit Expansion Strategies

In an era of fluctuating markets and persistent economic uncertainty, private credit has emerged as a beacon for investors seeking to diversify their portfolios beyond traditional asset classes, offering a compelling alternative to public markets. This investment vehicle, often overshadowed by more

Big Banks Threaten Fintech Innovation with Data Restrictions
Trends & Future Big Banks Threaten Fintech Innovation with Data Restrictions

In the rapidly evolving landscape of financial technology, a troubling trend has emerged that could reshape how Americans manage their money and access innovative tools, posing a significant challenge to the growth of the fintech and digital asset industries. Large banks, wielding significant

Central Bank Gold Rush Fuels Mining Asset Repricing
Capital, Risk & Assets Central Bank Gold Rush Fuels Mining Asset Repricing

The global financial system is experiencing a profound transformation as central banks across the world aggressively accumulate gold, signaling a historic shift away from U.S. dollar dominance in a trend widely recognized as de-dollarization. This strategic pivot is not merely a reaction to

Can SAFER Banking Act Solve Cannabis Industry Challenges?
Trends & Future Can SAFER Banking Act Solve Cannabis Industry Challenges?

The cannabis industry in the United States stands at a critical crossroads, grappling with a fundamental barrier that threatens its stability despite remarkable growth and widespread state-level legalization. With legal retail sales surpassing $30 billion in 2024 and supporting over 425,000 jobs

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