Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Summit Wealth Group Shifts to RIA Model for Growth
Capital, Risk & Assets Summit Wealth Group Shifts to RIA Model for Growth

Summit Wealth Group of Colorado Springs, CO, has redefined its growth strategy by transitioning to a registered investment advisor (RIA) model. This transformation reflects a keen understanding of evolving industry dynamics and a tactical move towards increased flexibility and control. Randy

Investors Sue RBC, Regulator Over $300M Ponzi Scheme Collapse
Trends & Future Investors Sue RBC, Regulator Over $300M Ponzi Scheme Collapse

The legal landscape is currently being reshaped by a landmark lawsuit involving three investors: Dustin Frank Renz, David Cumby, and Andrew Todd Wilson. They have launched legal proceedings against the Royal Bank of Canada (RBC) and the British Columbia Financial Services Authority (BCFSA). At the

Post Office Secures Cash Services with Banks Until 2030
Banking Post Office Secures Cash Services with Banks Until 2030

The recent agreement between the Post Office and 30 prominent banks and building societies underscores a significant move toward securing cash services in branches until 2030. This initiative comes in response to the evolving banking landscape across East Anglia and the wider UK, where digital

Are Banks Embracing Crypto with New Regulatory Freedom?
Regulatory & Compliance Are Banks Embracing Crypto with New Regulatory Freedom?

The financial landscape in the United States is undergoing a significant transformation as banks increasingly explore cryptocurrency opportunities, driven by evolving regulatory conditions. Federal banking regulators, including the Office of the Comptroller of the Currency and the Federal Reserve,

Top Online Banks of 2025: Discover, Axos, More
Digital & Technology Top Online Banks of 2025: Discover, Axos, More

In a rapidly evolving financial landscape, understanding which online banks offer the best services becomes paramount for consumers making critical financial choices. Recognizing this necessity, Investopedia has meticulously researched and pinpointed leading online banks of 2025 to guide

Will Stricter Verification Curb Thailand's Banking Fraud?
Digital & Technology Will Stricter Verification Curb Thailand's Banking Fraud?

Thailand is at the forefront of a significant digital transformation within its financial sector, prioritizing enhanced security measures to curb banking fraud. Initiating stricter identity verification processes for mobile banking users, the country is taking decisive action to safeguard consumers

Indian Stocks Surge Amid Earnings and Global Trade Uncertainty
Capital, Risk & Assets Indian Stocks Surge Amid Earnings and Global Trade Uncertainty

Amid a landscape marked by global trade uncertainties and economic flux, the Indian stock market showcased a compelling performance on April 28, driven by remarkable earnings reports. This period has seen key benchmark indices, Sensex and Nifty, capture significant investor interest and confidence,

BaaS Platforms Revolutionize Digital Banking Amid Cyber Challenges
Trends & Future BaaS Platforms Revolutionize Digital Banking Amid Cyber Challenges

Banking-as-a-Service (BaaS) platforms have ignited a profound transformation within the digital banking landscape, marking a new era for financial institutions. As traditional banks and fintech companies embrace digital solutions, there's a discernible shift driven by technological advances

BRICS Pay Network Challenges Western Financial Dominance
Digital & Technology BRICS Pay Network Challenges Western Financial Dominance

A major shift in global finance is occurring with the launch of the BRICS Pay Network, a new financial structure created by Brazil, Russia, India, China, South Africa, Saudi Arabia, the UAE, Egypt, Ethiopia, Iran, and Indonesia. This initiative offers an alternative to the existing SWIFT system,

OCC and FDIC Drop Reputational Risk from Bank Regulations
Capital, Risk & Assets OCC and FDIC Drop Reputational Risk from Bank Regulations

The elimination of "reputational risk" from federal banking supervision signals a fundamental shift in regulatory practices, impacting how banks and regulators approach risk management. This move, undertaken by the Office of the Comptroller of the Currency (OCC) and the Federal Deposit

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