Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Wealthy Habits: Saving, Investing, and Living Below Their Means
Capital, Risk & Assets Wealthy Habits: Saving, Investing, and Living Below Their Means

Building wealth isn't a game of luck or inheritance for most affluent individuals. A significant 79% of American millionaires are self-made, accumulating their riches through disciplined saving, smart investing, and living below their means. This article delves into the essential financial habits

Gen Z On the Lookout for Banking Experiences
Editorial Gen Z On the Lookout for Banking Experiences

It’s official—Gen Z is rewriting the rules of engagement, and banks must choose between adapting or becoming obsolete. The youngest generation of earners and spenders is shaping how we all interact with money, and they’re not here for clunky websites or slow customer service. If your digital

How Can Millennials Choose the Right Financial Advisor?
Capital, Risk & Assets How Can Millennials Choose the Right Financial Advisor?

Choosing the right financial advisor is a critical decision that can significantly impact one’s financial future. Millennials, born roughly between the early 1980s and late 1990s, are now encountering pivotal life events such as starting families, buying homes, and planning for retirement. These

How Are Fintech and Investment Banking Reshaping Miami's Real Estate?
Banking How Are Fintech and Investment Banking Reshaping Miami's Real Estate?

Miami has long been celebrated for its rich cultural tapestry, stunning beaches, and bustling tourism industry. Recently, however, the city has evolved into a thriving hub for fintech companies, drawn by a favorable business environment and advantageous tax incentives. The strategic positioning of

How Can Early Financial Education Secure Your Child's Future?
Capital, Risk & Assets How Can Early Financial Education Secure Your Child's Future?

Financial literacy is an essential skill that sets the foundation for a secure future. Given the complexities of today’s economic landscape, introducing children to financial concepts from an early age can prove transformative. From teaching simple budgeting principles to instilling the value of

Core Banking Evolution: From Mainframes to Cloud, Enhancing Customer Focus
Digital & Technology Core Banking Evolution: From Mainframes to Cloud, Enhancing Customer Focus

The landscape of core banking has undergone significant transformations over the past 40 years. Traditionally, the most valued asset was believed to be money; however, it has become evident that customers are, in fact, the most crucial asset for any financial institution. As emphasized by industry

Fidelity Bank Teams Up with Spiral to Boost Charitable Giving
Digital & Technology Fidelity Bank Teams Up with Spiral to Boost Charitable Giving

In a world where the intersection of technology and philanthropy is becoming increasingly prominent, Fidelity Bank of Louisiana is steering the banking sector towards a brighter, more charitable horizon. By forming an alliance with the innovative Impact-as-a-Service™ platform known as Spiral, they

How Can AI Solve Mis-banking in Nigeria's Finance?
Digital & Technology How Can AI Solve Mis-banking in Nigeria's Finance?

In Nigeria, a burgeoning financial challenge known as 'mis-banking' looms large over its burgeoning economy. Coined by Damola Giwa, the Managing Director for Digital Banking at ARM Group, at the Business Day C-Suite Executives Roundtable Dinner, it signifies the dissonance between the financial

Navigating the Future of Hyper-Personalized Banking in Europe
Digital & Technology Navigating the Future of Hyper-Personalized Banking in Europe

In Europe's bustling financial sector, the concept of hyper-personalization is driving a transformative narrative within digital banking. It's the art of meticulously crafting banking experiences that intimately match the specific preferences, behaviors, and requirements of each customer. This

How Is Meethaq Islamic Bank Revolutionizing with Temenos?
Digital & Technology How Is Meethaq Islamic Bank Revolutionizing with Temenos?

In a significant move to consolidate its position as a leader in the Islamic banking sector, Meethaq Islamic Bank has taken a definitive leap towards the future of finance. Meethaq, an eminent extension of Bank Muscat, has not just adopted a new banking system; it has embraced a digital revolution

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