Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Why Trump's Policies May Be Better for Investment Portfolios
Banking Why Trump's Policies May Be Better for Investment Portfolios

The financial landscape is often shaped by the policies of the sitting president. Investors are keenly aware of how changes in tax laws, regulations, and economic strategies can impact their portfolios. Financial advisors have been examining the potential benefits of Donald Trump’s policies, e

What Led to the Barings Bank Collapse? Lessons in Compliance and Risk
Regulatory & Compliance What Led to the Barings Bank Collapse? Lessons in Compliance and Risk

The Barings Bank collapse remains one of the most notorious financial scandals in modern history. The scandal centered around rogue trader Nick Leeson, whose fraudulent activities led to the bankruptcy of one of the United Kingdom's oldest banks. A key episode in the podcast series "The

Volante, Standard Bank Partner to Modernize Payments Across Africa
Digital & Technology Volante, Standard Bank Partner to Modernize Payments Across Africa

Volante Technologies has formed a strategic alliance with Standard Bank to modernize payment infrastructures across Africa, starting with South Africa. This partnership aims to revamp Standard Bank’s payment operations using Volante’s Payments as a Service (PaaS) platform and Embedded Preprocessing

Can Fintech Like Pipe Transform SMB Capital Access Through SaaS?
Digital & Technology Can Fintech Like Pipe Transform SMB Capital Access Through SaaS?

The shifting dynamics in small business capital acquisition reveal a significant transformation driven by fintech companies like Pipe. Traditionally, small businesses depended on banks to set up accounts, secure credit, and receive financial advice. However, this traditional model is evolving as

Banks Endangered by Default Passwords Amid Persistent Cyber Threats
Digital & Technology Banks Endangered by Default Passwords Amid Persistent Cyber Threats

Despite substantial investments in cybersecurity, many banks remain vulnerable due to fundamental security oversights that could easily be addressed with more stringent protocols and training. Scott Weinberg, CEO of Neovera, emphasizes that even as banks invest heavily in securing their IT

How Do Fintech Companies Navigate Complex Banking Regulations?
Regulatory & Compliance How Do Fintech Companies Navigate Complex Banking Regulations?

Entering the world of fintech can be an exhilarating journey, but it also presents unique challenges, particularly when it comes to navigating complex banking regulations. This article unfolds the intricate landscape that fintech companies must traverse, focusing on key strategies and case studies

How Will Lender Market’s AI Transform Your Business's Finances?
Capital, Risk & Assets How Will Lender Market’s AI Transform Your Business's Finances?

The business world is abuzz with Lender Market’s recent unveiling of its AI financial advisor on October 24, 2024, in Toms River, NJ. Promising to automate and streamline bookkeeping processes, this innovative tool targets businesses of all sizes, delivering unprecedented efficiency and accuracy. L

How Are Advances in Payment Tech Transforming Transactions Today?
Digital & Technology How Are Advances in Payment Tech Transforming Transactions Today?

The rapidly evolving world of payment technology is fundamentally reshaping how transactions are conducted, driven by a multitude of innovative advancements that emphasize not only increasing transaction speed but also enhancing the overall user experience by integrating more secure, convenient,

CFPB's New Open Banking Rule Empowers Consumers with Data Control
Trends & Future CFPB's New Open Banking Rule Empowers Consumers with Data Control

The Consumer Financial Protection Bureau (CFPB) has taken a significant step toward advancing consumer empowerment in financial services, mandating that banks must transfer customers' financial data to other institutions upon request. This groundbreaking decision is aimed at facilitating a

Is Financial Education the Key to Reducing America's Rising Debt?
Capital, Risk & Assets Is Financial Education the Key to Reducing America's Rising Debt?

The state of financial literacy in the United States has become a topic of increasing importance. With rising debt levels and the financial struggles faced by various generations, there is a growing consensus on the need for improved financial education. But can financial education truly reduce

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