Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Did City Bank Revolutionize E-Commerce Payments in Bangladesh?
Digital & Technology How Did City Bank Revolutionize E-Commerce Payments in Bangladesh?

City Bank in Bangladesh has taken a significant leap by moving its e-commerce acquiring business to the TranzAxis payment gateway from Compass Plus Technologies. This strategic transition, which successfully migrated 3,000 e-commerce merchants in just one day, marks a crucial step in modernizing

Boards Should Utilize Captives to Manage Reputational Risk Proactively
Capital, Risk & Assets Boards Should Utilize Captives to Manage Reputational Risk Proactively

In today's rapidly evolving corporate landscape, reputational risk has emerged as one of the most significant challenges for board members and institutions. Traditional methods of managing these risks are proving inadequate, necessitating innovative strategies. One such strategy is the use of

How Is Financial Planning Software Transforming Wealth Management?
Capital, Risk & Assets How Is Financial Planning Software Transforming Wealth Management?

The rise of financial planning software represents the future of personalized wealth management. With advanced digital platforms at the forefront, both individuals and financial advisors now have powerful tools to efficiently manage and grow their wealth. These platforms are transforming financial

How Can You Retire Before Age 60? Follow These 7 Key Steps
Capital, Risk & Assets How Can You Retire Before Age 60? Follow These 7 Key Steps

Retirement should be defined by leisure, enjoyment, and relaxation. This is the period of your life where working should be optional, not necessary. Hopefully, you’ve saved and invested enough money over the course of your career, and now your money is going to work for you. Today, more Americans a

Strengthening Cybersecurity for SMEs in Mobile Banking
Digital & Technology Strengthening Cybersecurity for SMEs in Mobile Banking

In an age where financial interactions are increasingly conducted via smartphones and tablets, mobile banking has become a cornerstone for small and medium-sized enterprises (SMEs) to operate efficiently. Yet, as these convenient digital platforms gain popularity, they also become fertile ground

How Can Grads Master Money and Live Within Needs?
Capital, Risk & Assets How Can Grads Master Money and Live Within Needs?

Graduating from college is an exhilarating yet challenging transition as students step into the world of financial independence. This pivotal moment requires a strategic approach to money management that can establish a solid, long-term financial footing. The core principle for any recent graduate

Future of Open Banking in Australia: Banks Vs. Fintechs on CDR Debate
Trends & Future Future of Open Banking in Australia: Banks Vs. Fintechs on CDR Debate

The Consumer Data Right (CDR), commonly known as open banking, has ignited a heated debate in Australia that revolves around its effectiveness and future potential. Recent discussions have showcased significant challenges and conflicting viewpoints among major banks, fintech companies, and

AI Compliance: Securing Financial Systems in Future Banking
Regulatory & Compliance AI Compliance: Securing Financial Systems in Future Banking

Financial institutions are increasingly under scrutiny to tighten their compliance frameworks, and recent developments highlight the critical need for a robust approach. In a high-profile case, TD Bank pleaded guilty to multiple criminal charges and faced a fine of $3 billion due to significant

How Can Automated Threat Intelligence Boost Financial Cybersecurity?
Digital & Technology How Can Automated Threat Intelligence Boost Financial Cybersecurity?

The financial services industry has been under siege from cyber threats, with nearly two-thirds of financial institutions experiencing some form of cyber-attack in the past year. As critical components of modern infrastructure, these organizations must continually refine their cyber defense

Credit Agricole's Q3 Revenue Misses Forecasts Despite Investment Gains
Capital, Risk & Assets Credit Agricole's Q3 Revenue Misses Forecasts Despite Investment Gains

Credit Agricole SA, one of France's leading banks, recently released its third-quarter financial results for the year, revealing a mixed performance across various segments of its operations. This mixed performance has caused a significant drop in share prices, sparking varied reactions from

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