Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Why Are UK Financial Boards Prioritizing Tech Expertise?
Banking Why Are UK Financial Boards Prioritizing Tech Expertise?

In the rapidly evolving landscape of the UK financial services sector, a profound shift is taking place at the highest levels of governance, where technology expertise is becoming a non-negotiable asset for board members, reflecting the urgent need to adapt to a digital-first world. A recent report

Net-Zero Banking Alliance Disbands Amid Political Pressure
Banking Net-Zero Banking Alliance Disbands Amid Political Pressure

What happens when a global coalition, designed to steer the world's most powerful financial institutions toward a sustainable future, collapses under the weight of political opposition? Picture a world where banks, managing trillions in assets, once united to combat climate change, now scatter in

Mastercard Launches Commerce Media with Permissioned Data
Trends & Future Mastercard Launches Commerce Media with Permissioned Data

In an era where digital advertising is becoming increasingly complex, Mastercard has introduced a transformative solution that promises to reshape the commerce ecosystem with its innovative platform, Mastercard Commerce Media. This digital media network harnesses the company’s extensive payments

Should EU Share Risks to Use Frozen Russian Assets?
Regulatory & Compliance Should EU Share Risks to Use Frozen Russian Assets?

Imagine a financial reservoir of 185 billion euros, frozen in the heart of Europe, holding the potential to reshape the geopolitical landscape and challenge international norms. This staggering sum, primarily held in Belgium, represents Russian central bank assets immobilized since the onset of the

Federal Judge Rejects Merrill Lynch's Restraining Order Request
Capital, Risk & Assets Federal Judge Rejects Merrill Lynch's Restraining Order Request

In a decision that has sent ripples through the wealth management industry, a federal judge has denied Merrill Lynch’s request for a temporary restraining order against a massive team of over 100 advisors who collectively managed $129 billion in assets before leaving the firm. This group, formerly

Stripe Unveils Agentic Commerce Protocol with OpenAI
Trends & Future Stripe Unveils Agentic Commerce Protocol with OpenAI

Today, we’re thrilled to sit down with Priya Jaiswal, a renowned expert in banking, business, and finance. With her deep knowledge of market analysis, portfolio management, and international business trends, Priya is the perfect person to help us unpack the latest developments in digital payments.

How Do Government Shutdowns Impact Crypto Payroll Systems?
Trends & Future How Do Government Shutdowns Impact Crypto Payroll Systems?

In an era where digital innovation reshapes financial landscapes, the rise of crypto payroll systems—where employees are compensated in cryptocurrencies rather than traditional fiat money—has introduced a groundbreaking approach to compensation. However, this modern solution faces significant

Are EU Securitisation Rule Changes Risking Financial Stability?
Banking Are EU Securitisation Rule Changes Risking Financial Stability?

Imagine a financial landscape where the drive for economic growth clashes with the scars of past crises, creating a high-stakes balancing act that challenges policymakers and industry leaders alike. In the European Union, proposed changes to securitization rules have ignited a fierce debate among

How Is Yup Revolutionizing FinTech in Southeast Asia?
Digital & Technology How Is Yup Revolutionizing FinTech in Southeast Asia?

In a region where millions still lack access to basic financial services, Southeast Asia stands as a fertile ground for innovation, and one digital bank, Yup, is making waves by addressing this gap with remarkable success, transforming the financial landscape. Often compared to leading global

Can Mobile-First DEX Redefine Perpetual Futures Trading?
Trends & Future Can Mobile-First DEX Redefine Perpetual Futures Trading?

In 2025, the decentralized finance (DeFi) landscape is witnessing a seismic shift as mobile-first decentralized exchanges (DEXs) emerge as powerful contenders in the perpetual futures market, transforming how traders engage with high-stakes opportunities. Imagine a world where complex trading, once

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