Getting approved for a credit card can be a challenge if you are either starting from scratch or have past credit blemishes. Signing up for a secured credit card is a smart idea when you need to rebuild or establish credit.
What is a secured credit card? A secured credit card is a credit card that requires you to put up cash as a security deposit that serves as your credit line. It’s easier to qualify for a secured credit card than a standard credit card. Plus, when you use a secured card, the activity is reported to the three main credit reporting agencies — which can help rebuild your credit
