The Florida Supreme Court has given auto insurers more flexibility in reducing payments for medical services under the state’s no-fault auto insurance law and may have finally put to rest years of questions about the much-debated statute.
In answering a certified question from a federal appeals court, the Florida justices said that the no-fault law does not force insurers to choose between paying 80% of the maximum reimbursement allowed by Medicare or paying the full amount of the charges submitted by a medical provider. The insurer may, if the policy gives notice, choose to pay 80% of the charged amount, even if that amount is less than the maximum, the court decided.
