Trends & Future

Will Cegid and Shine Build Europe’s SMB Finance Platform?
Trends & Future Will Cegid and Shine Build Europe’s SMB Finance Platform?

Europe’s small businesses have long juggled a maze of banking portals, accounting tools, payroll systems, and tax apps that rarely talk to each other despite sharing the same numbers and deadlines across every month and quarter. Now a French cloud and AI player, Cegid, is moving to acquire Shine,

Will Governance, Cost Cuts, and AI Reset Global Banking?
Trends & Future Will Governance, Cost Cuts, and AI Reset Global Banking?

Markets blinked, then recalibrated, as November delivered a string of decisions that read like coordinated moves even when boards never compared notes, and the through line was unmistakable: governance, cost discipline, and technology got pulled into one agenda. Observers across banking and fintech

Will BIS Hub's Chief Drive Tokenized Cross-Border Payments?
Trends & Future Will BIS Hub's Chief Drive Tokenized Cross-Border Payments?

Global money still moves across borders with frictions that feel out of step with real-time commerce, and the next chapter at the BIS Innovation Hub will test whether policy-guided tokenization can finally cut through those seams. A leadership handover is underway: Tommaso Mancini-Griffoli, a

Fintech's November Deal Wave: Consolidation, Breakups, Scale
Trends & Future Fintech's November Deal Wave: Consolidation, Breakups, Scale

November’s burst of deals rewired expectations for fintech by showing that the fastest way to win in financial infrastructure is not more product breadth but smarter combinations of data-rich software, regulated moats, and capital plans that travel across borders and exam rooms without breaking

Is OpenCoreOS the AI-Native, Multi-Cloud Core Banks Need?
Trends & Future Is OpenCoreOS the AI-Native, Multi-Cloud Core Banks Need?

Banks confronted a stark reality as high-profile outages and cloud incidents forced resilience from a budgeting line item into a board-level obligation, and that shift set the stage for platforms that promise not just durability but verifiable continuity at scale. Against that backdrop, OpenCoreOS

Funding Crunch, Lawsuits Stall CFPB Open Banking Over Fees
Trends & Future Funding Crunch, Lawsuits Stall CFPB Open Banking Over Fees

Money, lawsuits, and a bitter fight over API tolls converged to turn a signature consumer data rule into a traffic jam that now determines who commands access to bank accounts, who pays for the pipes, and how quickly the market can evolve without sacrificing security or consumer choice. In this

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