Trends & Future

US Regulator Approves Five National Crypto Banks
Trends & Future US Regulator Approves Five National Crypto Banks

As the U.S. Office of the Comptroller of the Currency (OCC) grants a new wave of national trust bank charters to major cryptocurrency firms, the lines between traditional finance and digital assets are blurring faster than ever. To unpack what this seismic shift means for the industry and

How Is BBVA Building the AI-Native Bank of the Future?
Trends & Future How Is BBVA Building the AI-Native Bank of the Future?

The strategic alliance forged between BBVA and OpenAI is increasingly viewed not just as another tech partnership, but as a foundational moment signaling the banking industry’s irreversible pivot toward an AI-native future. This roundup of industry analysis explores how the Spanish banking giant is

Damen Joins Board to Shape Future of UK Payments
Trends & Future Damen Joins Board to Shape Future of UK Payments

The United Kingdom's payment infrastructure is on the cusp of a significant evolution, moving beyond the decades-old systems of direct debits and card-on-file transactions that have long dominated the financial landscape. In a decisive move to accelerate this transition, a new industry-led

Did Disaster Relief Force PNC's Hand on FedNow?
Trends & Future Did Disaster Relief Force PNC's Hand on FedNow?

In the rapidly evolving world of U.S. payments, the launch of the Federal Reserve's FedNow system marked a pivotal moment. Yet, many of the nation's largest financial institutions took a measured approach to adoption. To unpack this, we're joined by Priya Jaiswal, a recognized authority in banking

Banks and Fintechs Clash Over Open Banking Fees
Trends & Future Banks and Fintechs Clash Over Open Banking Fees

A fierce and consequential battle is being waged over the digital pathways that connect consumers' bank accounts to the world of financial technology, igniting a fundamental debate about who should bear the cost of innovation in the age of open banking. This conflict, pitting some of the nation's

What's Driving the Great Financial Regulation Shift?
Trends & Future What's Driving the Great Financial Regulation Shift?

The American financial services landscape is currently being reshaped by a confluence of powerful and often contradictory forces, creating a period of profound transformation and uncertainty for institutions and consumers alike. A powerful current of technological innovation, particularly in

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