Risk Management

Boomers Confident in Finances Thanks to Smart Planning and Investing Strategies
Capital, Risk & Assets Boomers Confident in Finances Thanks to Smart Planning and Investing Strategies

Millions of Baby Boomers are rapidly reaching retirement age in a “silver tsunami” that is placing a renewed focus on how this generation feels about their finances. According to Charles Schwab’s Modern Wealth Survey, 66% of Boomers believe they are in a better position to reach their financial goal

Transformative Trends Shaping the Future of Payments Industry by 2025
Digital & Technology Transformative Trends Shaping the Future of Payments Industry by 2025

The payments industry is on the brink of a significant transformation as it approaches 2025. Driven by technological advancements, evolving customer expectations, and new regulatory frameworks, the landscape is set to change dramatically. This article explores the key trends that will shape the

Transforming Welsh Fintech: AI's Promise and Challenges in 2025
Trends & Future Transforming Welsh Fintech: AI's Promise and Challenges in 2025

In early 2025, the financial technology sector in Wales stands at a crucial crossroads, bolstered by a robust foundation in areas such as price aggregators, insuretech, and digital banking. Despite this firm footing, the transition from start-up ventures to scalable businesses remains a significant

Retail Banking Transformation: Customer-Centric and Innovative Future
Banking Retail Banking Transformation: Customer-Centric and Innovative Future

The retail banking industry is on the brink of a significant transformation as it heads into 2025. Capgemini’s latest trends book identifies three core themes fundamental to this transformation: Customer First, Enterprise Management, and Intelligent Industry. These themes illustrate how retail b

Evaluating American Express: Is the Stock a Buy, Sell, or Hold?
Capital, Risk & Assets Evaluating American Express: Is the Stock a Buy, Sell, or Hold?

American Express (AXP) has been a significant player in the credit card industry, renowned for its strong brand, lucrative cardholder perks, and an integrated payment processing network. Given its notable standing and historical performance, this article seeks to delve into the current state of

Balancing Innovation and Risk in Sustainable Fintech Partnerships
Trends & Future Balancing Innovation and Risk in Sustainable Fintech Partnerships

In an ever-evolving financial landscape, the rise of fintech has revolutionized how businesses and consumers interact with financial services. Over the past decade, the fintech industry has grown exponentially, offering advanced technological capabilities that were once unimaginable. However, with

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