Millions of Baby Boomers are rapidly reaching retirement age in a “silver tsunami” that is placing a renewed focus on how this generation feels about their finances. According to Charles Schwab’s Modern Wealth Survey, 66% of Boomers believe they are in a better position to reach their financial goal
The payments industry is on the brink of a significant transformation as it approaches 2025. Driven by technological advancements, evolving customer expectations, and new regulatory frameworks, the landscape is set to change dramatically. This article explores the key trends that will shape the
In early 2025, the financial technology sector in Wales stands at a crucial crossroads, bolstered by a robust foundation in areas such as price aggregators, insuretech, and digital banking. Despite this firm footing, the transition from start-up ventures to scalable businesses remains a significant
The retail banking industry is on the brink of a significant transformation as it heads into 2025. Capgemini’s latest trends book identifies three core themes fundamental to this transformation: Customer First, Enterprise Management, and Intelligent Industry. These themes illustrate how retail b
American Express (AXP) has been a significant player in the credit card industry, renowned for its strong brand, lucrative cardholder perks, and an integrated payment processing network. Given its notable standing and historical performance, this article seeks to delve into the current state of
In an ever-evolving financial landscape, the rise of fintech has revolutionized how businesses and consumers interact with financial services. Over the past decade, the fintech industry has grown exponentially, offering advanced technological capabilities that were once unimaginable. However, with