Payment Technologies

Introduction The arrival of a definitive federal framework for stablecoins signals a profound shift in how the United States intends to reconcile the agility of digital finance with the rigid security of its legacy banking institutions. By finalizing the rule that implements the Genius Act, the

Priya Jaiswal is a leading authority in banking and finance, specializing in market analysis and the evolution of international business trends. In this conversation, she discusses how Cross River’s acquisition of Accrue is reshaping the landscape of embedded finance by merging payments with

The global movement of capital has transformed from a series of siloed bank transfers into a fluid, near-instantaneous digital stream where traditional card networks act more like high-capacity cloud infrastructure than simple payment rails. This shift marks the rise of the payment hyperscaler, a

Security remains a top priority as UBA utilizes established international card schemes to protect contactless transactions made via mobile devices. This groundbreaking move, set for its official rollout on October 27, 2026, marks United Bank for Africa as the first financial institution in Nigeria

Selected financial institutions will enter a testing phase lasting between three and six months, with the possibility of extending their trials for up to two years under supervision. This initiative marks a turning point for the financial ecosystem within the West African Economic and Monetary

The metaphor of a stablecoin sandwich highlights how slow fiat-to-digital conversions create significant bottlenecks for otherwise high-speed cross-border payments. This observation serves as the cornerstone of Mastercard’s strategy as it navigates the complex intersection of traditional finance