Laws & Regulations

Zeal Credit Union Buys Bank in First Deal of 2026
Regulatory & Compliance Zeal Credit Union Buys Bank in First Deal of 2026

The financial sector has marked the start of 2026 with a significant move, as Livonia, Michigan-based Zeal Credit Union announced its agreement to acquire The Miners State Bank. This transaction, the first of its kind this year, not only signals a major expansion for Zeal but also underscores a

Jenius Bank Abruptly Shuts Down, Shocking Employees
Regulatory & Compliance Jenius Bank Abruptly Shuts Down, Shocking Employees

For a digital bank backed by one of the world's largest financial institutions, vanishing from the internet without a trace seemed impossible, yet that is precisely what happened to the employees and prospective customers of Jenius Bank. The ambitious fintech venture, a subsidiary of the Japanese

Will a New CFO Fuel Marqeta's Next Chapter?
Trends & Future Will a New CFO Fuel Marqeta's Next Chapter?

With the fintech landscape increasingly prioritizing a clear path to profitability, card-issuing platform Marqeta has made a significant move by appointing Patti Kangwankij, a veteran of both Stripe and JPMorgan, as its new Chief Financial Officer. This decision comes as the company celebrates a

Should Earned Wage Access Be Regulated as a Loan?
Regulatory & Compliance Should Earned Wage Access Be Regulated as a Loan?

The rigid bi-weekly pay cycle that has long defined American work is being rapidly dismantled by a financial technology promising immediate access to earned income before a scheduled payday. This service, known as Earned Wage Access (EWA), has surged in popularity, with a market valued at $3.2

Fed, GOP Propose Major Bank Rule Overhaul Tied to GDP
Regulatory & Compliance Fed, GOP Propose Major Bank Rule Overhaul Tied to GDP

The world of U.S. bank regulation is often seen as a landscape of rigid lines and fixed goalposts, where a bank’s fate can be determined by crossing a specific asset threshold. However, a significant shift is underway, championed by both top regulators at the Federal Reserve and key lawmakers on

Is JPMorgan's AI a Threat to Proxy Advisors?
Regulatory & Compliance Is JPMorgan's AI a Threat to Proxy Advisors?

A quiet revolution is underway in the highest echelons of corporate governance, where a single financial institution's technological leap challenges a decades-long power structure. JPMorgan Chase, a titan of global finance, is deliberately moving to sideline the very firms that have guided

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