Laws & Regulations

Are Regulators Opening the Floodgates for New Banks?
Trends & Future Are Regulators Opening the Floodgates for New Banks?

A quiet but profound transformation is reshaping the American financial sector, driven by an unprecedented surge in applications for new banking charters. In an astonishing display of renewed interest, the Office of the Comptroller of the Currency (OCC) processed as many applications in 2025 as it

Stream Raises $90M to Fund Its U.S. Expansion
Regulatory & Compliance Stream Raises $90M to Fund Its U.S. Expansion

The landscape of employee benefits is undergoing a significant transformation as companies increasingly recognize that financial stability is a cornerstone of a productive and engaged workforce. In this evolving environment, financial technology firms are playing a pivotal role. One such company,

Is South Korea Airwallex's Next Big Fintech Play?
Regulatory & Compliance Is South Korea Airwallex's Next Big Fintech Play?

Global fintech giants are increasingly turning their attention toward Asia's most technologically advanced markets, and South Korea, with its hyper-connected populace and thriving digital economy, represents one of the most compelling yet complex opportunities. The recent strategic maneuver by

Will Affirm's Rent Loans Create a Debt Cycle?
Trends & Future Will Affirm's Rent Loans Create a Debt Cycle?

The relentless pressure of monthly rent, often the single largest expenditure for American households, is now the target of a groundbreaking yet controversial financial technology initiative. Buy now, pay later (BNPL) leader Affirm has announced a pilot program, in partnership with the fintech firm

Trump to Sue JPMorgan for Political Debanking
Regulatory & Compliance Trump to Sue JPMorgan for Political Debanking

The once-unquestionable sanctity of a private banking relationship is now at the center of a national firestorm, with a former president threatening to sue one of the world's largest financial institutions over claims of politically motivated account closures. Former President Donald Trump’s

What Will the Fifth Third Merger Cost Bank Employees?
Regulatory & Compliance What Will the Fifth Third Merger Cost Bank Employees?

The ink on a multi-billion-dollar merger agreement often obscures the very real human stories unfolding within the corporate structures being combined, a narrative now taking center stage following Fifth Third's landmark acquisition of Comerica. While the financial world celebrates the creation of

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