Fintech Innovations

Can U.S. Bank Make Stablecoins Work on Public Stellar Rails?
Digital & Technology Can U.S. Bank Make Stablecoins Work on Public Stellar Rails?

In an industry long defined by gated networks and batch settlements, a major U.S. bank moving a dollar-pegged token across a public chain signaled a pivot from proof-of-concept talk to live-fire testing under real compliance controls, and the stakes stretched far beyond a single pilot. The trial

Is Africa’s Embedded Finance Entering Its Scale-Up Phase?
Digital & Technology Is Africa’s Embedded Finance Entering Its Scale-Up Phase?

Even the most cautious observers have noticed that financial services are increasingly appearing inside everyday digital journeys across African markets, showing up not as standalone apps but as context-aware tools embedded in telco wallets, retail networks, and platform workflows from delivery to

Is Fintech Maturing With Big Funding, AI Cores, and Leaner Ops?
Digital & Technology Is Fintech Maturing With Big Funding, AI Cores, and Leaner Ops?

A week that delivered more than $1.1 billion in fresh financing, a confidential S-1 from a crypto heavyweight, and a workforce reset cutting headcount by roughly half forced a simple question into focus: is fintech finally acting like a mature industry under pressure to perform rather than just to

Funding Crunch, Lawsuits Stall CFPB Open Banking Over Fees
Trends & Future Funding Crunch, Lawsuits Stall CFPB Open Banking Over Fees

Money, lawsuits, and a bitter fight over API tolls converged to turn a signature consumer data rule into a traffic jam that now determines who commands access to bank accounts, who pays for the pipes, and how quickly the market can evolve without sacrificing security or consumer choice. In this

Rob Thacher Joins Fiserv as IT VP to Drive Fintech Innovation
Trends & Future Rob Thacher Joins Fiserv as IT VP to Drive Fintech Innovation

The fintech industry stands at a critical juncture, with companies navigating financial turbulence while chasing transformative innovation, and one striking development capturing attention is Rob Thacher, founder of BankShift and a seasoned financial technology expert, joining Fiserv as Vice

NY AG Probes SoLo Funds Over Predatory Lending Claims
Trends & Future NY AG Probes SoLo Funds Over Predatory Lending Claims

I'm thrilled to sit down with Priya Jaiswal, a renowned expert in Banking, Business, and Finance, whose deep knowledge of market analysis, portfolio management, and international business trends offers invaluable insights into the fintech landscape. Today, we’re diving into the evolving

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