Fintech Innovations

How Is BBVA Building the AI-Native Bank of the Future?
Trends & Future How Is BBVA Building the AI-Native Bank of the Future?

The strategic alliance forged between BBVA and OpenAI is increasingly viewed not just as another tech partnership, but as a foundational moment signaling the banking industry’s irreversible pivot toward an AI-native future. This roundup of industry analysis explores how the Spanish banking giant is

Damen Joins Board to Shape Future of UK Payments
Trends & Future Damen Joins Board to Shape Future of UK Payments

The United Kingdom's payment infrastructure is on the cusp of a significant evolution, moving beyond the decades-old systems of direct debits and card-on-file transactions that have long dominated the financial landscape. In a decisive move to accelerate this transition, a new industry-led

Monzo Secures EU License, Buys Mortgage Fintech Habito
Capital, Risk & Assets Monzo Secures EU License, Buys Mortgage Fintech Habito

In a landmark week for the digital banking sector, UK fintech giant Monzo has unveiled a bold, two-pronged strategy aimed at both geographic expansion and domestic product diversification. The company announced it has secured a full European banking license to spearhead its entry into the EU, while

Did Disaster Relief Force PNC's Hand on FedNow?
Trends & Future Did Disaster Relief Force PNC's Hand on FedNow?

In the rapidly evolving world of U.S. payments, the launch of the Federal Reserve's FedNow system marked a pivotal moment. Yet, many of the nation's largest financial institutions took a measured approach to adoption. To unpack this, we're joined by Priya Jaiswal, a recognized authority in banking

Banks and Fintechs Clash Over Open Banking Fees
Trends & Future Banks and Fintechs Clash Over Open Banking Fees

A fierce and consequential battle is being waged over the digital pathways that connect consumers' bank accounts to the world of financial technology, igniting a fundamental debate about who should bear the cost of innovation in the age of open banking. This conflict, pitting some of the nation's

AI and Active Management Reshape Crypto Investing
Digital & Technology AI and Active Management Reshape Crypto Investing

Following a significant market downturn that humbled even the most optimistic investors, the cryptocurrency landscape is undergoing a profound transformation. The speculative frenzy that once defined the asset class has given way to a period of introspection and strategic realignment, cultivating a

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