Europe’s small businesses have long juggled a maze of banking portals, accounting tools, payroll systems, and tax apps that rarely talk to each other despite sharing the same numbers and deadlines across every month and quarter. Now a French cloud and AI player, Cegid, is moving to acquire Shine,
November’s fintech launches told a striking story of incumbents and challengers leaving silos behind and leaning on specialist partners to sprint into new categories without sacrificing regulatory comfort or customer trust, and the throughline was unmistakable: platform rails and co-built products
Markets blinked, then recalibrated, as November delivered a string of decisions that read like coordinated moves even when boards never compared notes, and the through line was unmistakable: governance, cost discipline, and technology got pulled into one agenda. Observers across banking and fintech
When Singapore’s Monetary Authority and Germany’s Deutsche Bundesbank align on tokenized settlement, cross-border finance gains its first credible fast lane. The agreement arrived with stage lights and substance at the Singapore FinTech Festival, where a Memorandum of Understanding set a joint
Global money still moves across borders with frictions that feel out of step with real-time commerce, and the next chapter at the BIS Innovation Hub will test whether policy-guided tokenization can finally cut through those seams. A leadership handover is underway: Tommaso Mancini-Griffoli, a
November’s burst of deals rewired expectations for fintech by showing that the fastest way to win in financial infrastructure is not more product breadth but smarter combinations of data-rich software, regulated moats, and capital plans that travel across borders and exam rooms without breaking