As the line between technology and finance continues to blur, few developments are as consequential as non-financial companies seeking to become banks. PayPal, a titan of digital payments, is the latest to make this move, applying for a special type of charter that has long been a source of intense
A quiet winter evening spent managing finances can suddenly turn into a stressful ordeal for many older adults who discover they are unexpectedly locked out of their online banking accounts. This scenario has become increasingly common, as seniors report a sudden surge in access issues, from being
As the distinction between physical wallets and digital payment apps continues to dissolve, the European Union has made a landmark decision that could fundamentally reshape the continent's financial landscape for generations to come. The EU Council has endorsed a comprehensive blueprint for a
The financial technology sector, once defined by its role as a scrappy outsider challenging the established order, is entering a new phase of maturity. The lines between disruptive startups and incumbent financial giants are blurring, driven by strategic moves that signal a fundamental shift from
The strategic alliance forged between BBVA and OpenAI is increasingly viewed not just as another tech partnership, but as a foundational moment signaling the banking industry’s irreversible pivot toward an AI-native future. This roundup of industry analysis explores how the Spanish banking giant is
In a significant policy shift that redefines its financial relationship with developers, Apple has amended its developer agreement to grant itself the authority to collect outstanding debts by deducting funds directly from a developer's App Store revenue. This move, which comes amid a global wave
