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Tag: credit application


Capital and Risk, Credit

BNPL users ‘financially fragile,’ NY Fed says

September 26, 2023

Via: Payments Dive

As BNPL has soared in popularity, more research and polling is being conducted to understand who’s using it and how. To dig deeper into the background and circumstances of people who both receive and use BNPL offers, New York Fed […]


Capital and Risk, Operational

Visa unveils AI-based credit application fraud prevention tool

June 22, 2020

Via: Finextra

The Advanced Identity Score combines AI and predictive machine learning capabilities with application and identity-related data to generate a risk score for new account applications. This, says the payments giant, helps reduce fraud, prevent hits to brand loyalty and trust, […]