Credit

What Happens When a Merger Goes Sideways?
Regulatory & Compliance What Happens When a Merger Goes Sideways?

An Introduction to a Merger Meltdown The promise of a corporate merger often conjures images of synergistic growth and strategic triumphs, yet the reality can sometimes devolve into a battlefield of clashing egos and irreconcilable differences. In the typically cooperative world of credit unions,

How Will Pagaya's $720M Deal Reshape POS Lending?
Capital, Risk & Assets How Will Pagaya's $720M Deal Reshape POS Lending?

The complex machinery of consumer finance was once dominated by traditional banking giants, but the recent infusion of institutional capital into fintech-driven lending is redrawing the entire map of the industry. Industry analysts are closely watching these developments, offering diverse

Happy Money Elevates Executives to Support Growth
Capital, Risk & Assets Happy Money Elevates Executives to Support Growth

In the dynamic world of consumer finance, Happy Money’s recent surge, marked by a 400% increase in monthly loan originations, is a clear signal of powerful momentum. At the heart of this growth are strategic leadership changes, with the promotions of Maria Mosolova to COO and John Triggas to CCO.

Bank of America Unveils Major Credit Card Strategy
Banking Bank of America Unveils Major Credit Card Strategy

In a bold move signaling its refusal to remain a runner-up in the high-stakes world of consumer credit, Bank of America has committed hundreds of millions of dollars to a sweeping overhaul of its entire credit card business. This massive investment represents a deliberate and aggressive pivot for

How Will Float's New Funding Change Business Banking?
Capital, Risk & Assets How Will Float's New Funding Change Business Banking?

With a sharp eye for market dynamics and international business trends, Priya Jaiswal stands as a recognized authority in banking and finance. Today, she brings her extensive expertise to a discussion on the evolving landscape of business finance, sparked by a fintech firm's recent move to secure

Flagstar Bank Returns to Profit After Strategic Pivot
Capital, Risk & Assets Flagstar Bank Returns to Profit After Strategic Pivot

In the high-stakes world of regional banking, few stories are as compelling as a dramatic comeback. We're joined today by Priya Jaiswal, a leading voice in banking and finance, to dissect the remarkable turnaround of Flagstar Bank. Just two years ago, the bank was reeling from a major loss, but it

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