BaaS

Can Bunq Win Its Second U.S. Banking Bid?
Trends & Future Can Bunq Win Its Second U.S. Banking Bid?

The path for foreign fintechs into the American banking system is famously littered with the remnants of failed charter applications and regulatory pushback, creating a high-stakes arena for any international player. Dutch neobank Bunq is now stepping into that arena for a second time, its renewed

Digital Payments Alone Cannot Solve Financial Exclusion
Trends & Future Digital Payments Alone Cannot Solve Financial Exclusion

The global push for financial inclusion has frequently heralded digital payments as a definitive solution, a technological key capable of unlocking formal economic participation for billions with a simple tap on a screen. While innovations such as mobile wallets, online transfers, and app-based

Ethereum Upgrades Poised to Transform Payroll for Asia
Trends & Future Ethereum Upgrades Poised to Transform Payroll for Asia

The long-standing challenge of managing cross-border payroll efficiently has created significant friction for companies operating in Asia, a region characterized by its dynamic, distributed workforce and diverse economic landscapes. For years, the promise of blockchain technology to solve these

Can a New Leader Reshape UK Open Banking?
Trends & Future Can a New Leader Reshape UK Open Banking?

The United Kingdom's open banking initiative, a global pioneer in financial data sharing, has reached a critical turning point. The appointment of Dr. Ruth Wandhöfer to spearhead the creation of its next-generation governance body is far more than a leadership change; it represents a strategic

What's Driving the Leadership Shakeup at Solaris?
Trends & Future What's Driving the Leadership Shakeup at Solaris?

The simultaneous replacement of a company's Chief Executive Officer and its Chief Risk Officer often signals turbulence, but for German fintech giant Solaris, it appears to be a meticulously calculated pivot toward a new strategic horizon. This significant leadership overhaul, coming less than a

Council Fights to Save Lifeline Banking Services
Trends & Future Council Fights to Save Lifeline Banking Services

A comprehensive analysis of financial service accessibility in South Gloucestershire has brought a stark reality into focus, revealing a growing crisis as bank and Post Office branches vanish from local high streets at an alarming rate. Conservative councillors are sounding the alarm, arguing that

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