AI & Machine Learning

Is Visa Unlocking Africa's Digital Financial Future?
Trends & Future Is Visa Unlocking Africa's Digital Financial Future?

The launch of the fifth cohort of the Africa Fintech Accelerator program marks a pivotal moment for the continent's financial technology landscape, bringing together 18 innovative startups from 28 diverse markets to tackle some of the most pressing challenges in digital finance. This initiative

AI Reshapes Finance With Major Deals and Hires
Trends & Future AI Reshapes Finance With Major Deals and Hires

Artificial intelligence is no longer a futuristic concept on the financial horizon; it is a present-day force actively reshaping the industry's landscape. A flurry of major acquisitions, strategic C-suite appointments, and significant venture capital investments in January 2026 has solidified AI's

Can a Scottish Fintech Beat Stripe and Square?
Trends & Future Can a Scottish Fintech Beat Stripe and Square?

From its base in Edinburgh, the Scottish fintech firm Terrapin is embarking on an audacious journey to secure a meaningful foothold in the highly competitive American payments market, a landscape long dominated by domestic titans. The company, founded in 2018, is making a strategic transatlantic

Pennylane Raises €175M to Fuel European SME Growth
Trends & Future Pennylane Raises €175M to Fuel European SME Growth

In a resounding vote of confidence for the future of small business finance, French fintech company Pennylane has successfully closed a €175 million funding round, signaling a new chapter in its mission to simplify financial management for European enterprises. This significant capital injection

How Fintech Matured and Redefined Finance in 2025
Trends & Future How Fintech Matured and Redefined Finance in 2025

The year 2025 will be remembered not for a single seismic technological breakthrough, but as the moment the financial technology sector collectively came of age, shedding its adolescent obsession with growth at any cost. A powerful confluence of market pressures, evolving consumer expectations, and

AI Fuels a New Arms Race in Payments Fraud
Trends & Future AI Fuels a New Arms Race in Payments Fraud

The silent, invisible transaction between a consumer's AI assistant and a merchant’s checkout system completes in milliseconds, but in that fleeting moment, a high-stakes battle wages between two opposing artificial intelligences. One is a meticulously trained guardian of digital commerce, while

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