Interest rates are incredibly low, but they will not remain low forever. The Fed is threatening to increase rates later this year. If you are a saver with a lot of money in a bank account, higher rates couldn’t come sooner. But if you are in debt, low interest rates are a great way to keep interest costs down and get out of debt faster. Almost all debt can be refinanced, and now is a great time to consider your options. Here are five types of debt that you should consider refinancing now.