Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Global Markets Buoyed by Eased Trade Tensions and Mixed Economic Data
Capital, Risk & Assets Global Markets Buoyed by Eased Trade Tensions and Mixed Economic Data

In a week marked by significant developments in trade relations and mixed economic data, global financial markets experienced notable movements. The key driver behind the positive market sentiment was the easing of trade tensions between the United States and China, which had an uplifting effect on

Coinbase Challenges U.S. Regulators to Reform Crypto Banking Rules
Regulatory & Compliance Coinbase Challenges U.S. Regulators to Reform Crypto Banking Rules

The escalating conflict between Coinbase, a leading cryptocurrency exchange platform, and U.S. banking regulators has reached a critical juncture. This confrontation underscores the broader struggle between the crypto industry and traditional financial authorities over access to essential banking

Why Are Businesses Still Using Checks Despite Rising Fraud Risks?
Digital & Technology Why Are Businesses Still Using Checks Despite Rising Fraud Risks?

In an era where technological advancements have made digital payments not just viable but often preferable, it is puzzling to see American businesses, particularly small and medium-sized ones, clinging to paper checks. The allure of checks, perceived as a low-cost or even "free" payment

Santander US Appoints Christiana Riley as New CEO in Major Restructuring
Banking Santander US Appoints Christiana Riley as New CEO in Major Restructuring

In a major strategic move, Santander has named Christiana Riley as the new chief executive of its U.S. bank, a significant appointment announced by Executive Chair Ana Botin via LinkedIn. Riley's appointment comes as part of a broader restructuring effort at Santander, which includes the

Are Massive Funding Rounds Propelling Fintechs to Global Domination?
Trends & Future Are Massive Funding Rounds Propelling Fintechs to Global Domination?

In the bustling fintech landscape, massive funding rounds have become a common occurrence, reflecting the sector's rapid growth and relentless innovation. January 2025 witnessed some significant investments, which underscored the growing confidence investors have in fintech companies and their

Canada's FINTRAC Criticized for Weak Enforcement in Real Estate Sector
Regulatory & Compliance Canada's FINTRAC Criticized for Weak Enforcement in Real Estate Sector

Canada's anti-money laundering agency, FINTRAC, has come under scrutiny for its perceived lack of seriousness in addressing money laundering activities within the real estate sector. The focus has been on the recent efforts, or the lack thereof, to penalize real estate firms involved in money

How Is Frost Bank Using AI to Simplify Mobile Banking Experience?
Banking How Is Frost Bank Using AI to Simplify Mobile Banking Experience?

The evolution of mobile banking has ushered in an era where convenience meets efficiency, promising users access to their finances with just a few taps on their smartphones. However, as mobile banking apps have continuously added numerous features, they have become cumbersome and overly complicated

Is M&T Bank's New CRO, Neeraj Singh, Key to Future Growth?
Capital, Risk & Assets Is M&T Bank's New CRO, Neeraj Singh, Key to Future Growth?

In a significant move that could shape the future of M&T Bank, Neeraj Singh has been appointed as the new chief risk officer (CRO), replacing the retiring Mike Todaro. The announcement, effective this past Friday, marks Singh's arrival to M&T's executive leadership team. With over

Can Fintech Firms Revolutionize Private Banking in Singapore?
Trends & Future Can Fintech Firms Revolutionize Private Banking in Singapore?

The private banking sector in Singapore, long esteemed for its exclusive, personalized services, is now encountering a fresh wave of competition from fintech firms. These newcomers are leveraging advanced technology to offer innovative and cost-effective alternatives tailored to wealthy clients.

Which Fintech Stock Has Better Potential: SoFi or Upstart Holdings?
Trends & Future Which Fintech Stock Has Better Potential: SoFi or Upstart Holdings?

The analysis and comparison of two prominent financial technology stocks, Upstart Holdings and SoFi Technologies, is highly pertinent given their recent trajectories. Both companies saw substantial popularity during the 2020-2021 period before facing significant downturns due to economic changes.

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