Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Is Europe's Real-Time Payments Market Ready for Rapid Growth?
Digital & Technology Is Europe's Real-Time Payments Market Ready for Rapid Growth?

The real-time payments (RTP) market in Europe is set to experience substantial growth, driven by the dual forces of technological advancements and evolving consumer preferences. As consumers increasingly demand instantaneous transactions and businesses seek more efficient payment solutions, RTP is

How Can Kenyan SMEs Overcome Challenges in Adopting Digital Payments?
Digital & Technology How Can Kenyan SMEs Overcome Challenges in Adopting Digital Payments?

Today, we have the pleasure of speaking with Priya Jaiswal, an authority in Banking, Business, and Finance, known for her substantial expertise in market analysis, portfolio management, and international business trends. We will delve into the recently launched Visa report, "Value of

How Will Financial Institutions Adapt to ISO20022 Payment Standards?
Regulatory & Compliance How Will Financial Institutions Adapt to ISO20022 Payment Standards?

The transition to ISO20022 represents a monumental shift in the global payments ecosystem, fundamentally changing how financial institutions process and monitor transactions. This new extensible markup language (XML) standard is set to replace traditional payment message formats, providing

Who Is Pat Hynes, the New President of Prudential Advisors?
Capital, Risk & Assets Who Is Pat Hynes, the New President of Prudential Advisors?

Prudential Financial has made a significant leadership change with the recent appointment of Pat Hynes as President of Prudential Advisors, effective March 31, 2025. This new role places Hynes at the helm of Prudential Financial, Inc.'s retail and advice division, which encompasses a network

Can Traditional Banks and Fintechs Coexist Through BaaS and BaaP Models?
Digital & Technology Can Traditional Banks and Fintechs Coexist Through BaaS and BaaP Models?

The financial landscape is transforming rapidly, with traditional banks and fintechs emerging as key players. As they navigate their paths within a dynamic environment shaped by technology and consumer expectations, two models—Banking as a Service (BaaS) and Banking as a Platform (BaaP)—offer fra

Canadian Homeowners Face Higher Mortgage Payments and Financial Strain
Capital, Risk & Assets Canadian Homeowners Face Higher Mortgage Payments and Financial Strain

Canadian homeowners are bracing for significant changes in their mortgage payments as they approach renewals in 2025. With anticipated interest rate increases, many are preparing for the financial strain that these changes may bring. This article explores the anticipated impacts on financial

Corporate Banking Must Shift to Real-Time Systems to Save Billions
Banking Corporate Banking Must Shift to Real-Time Systems to Save Billions

Corporate banking has long relied on batch processing, a method where transactions are aggregated and processed in bulk at scheduled intervals. While this approach was once innovative, it is now a significant hindrance to the industry’s progress and a source of substantial financial inefficiencies f

How Can I Easily Pay My SRP Irrigation Bill Online or By Phone?
Digital & Technology How Can I Easily Pay My SRP Irrigation Bill Online or By Phone?

Managing irrigation bills can often be a daunting task, especially for those who juggle busy schedules and diverse commitments. However, Salt River Project (SRP) offers several convenient methods to ensure your payments are made swiftly without the hassle of physical checks or in-person visits.

How Does J.P. Morgan Excel in Corporate Banking and FX Services?
Banking How Does J.P. Morgan Excel in Corporate Banking and FX Services?

J.P. Morgan has recently been recognized by Crisil Coalition Greenwich as a Best Bank leader in multiple banking categories across various regions, highlighting the bank's innovative and high-quality service offerings. This recognition underscores J.P. Morgan's significant impact on the

Is ANZ Banking Group a Good Long-Term Investment Option?
Digital & Technology Is ANZ Banking Group a Good Long-Term Investment Option?

Investing in the stock market requires a thorough analysis of a company's financial health, workplace culture, and overall market position. ANZ Banking Group, a prominent player in the financial sectors of Australia and New Zealand, offers a compelling case for examination. This article delves

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