Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Can Traditional Banks and Fintechs Coexist Through BaaS and BaaP Models?
Digital & Technology Can Traditional Banks and Fintechs Coexist Through BaaS and BaaP Models?

The financial landscape is transforming rapidly, with traditional banks and fintechs emerging as key players. As they navigate their paths within a dynamic environment shaped by technology and consumer expectations, two models—Banking as a Service (BaaS) and Banking as a Platform (BaaP)—offer fra

Canadian Homeowners Face Higher Mortgage Payments and Financial Strain
Capital, Risk & Assets Canadian Homeowners Face Higher Mortgage Payments and Financial Strain

Canadian homeowners are bracing for significant changes in their mortgage payments as they approach renewals in 2025. With anticipated interest rate increases, many are preparing for the financial strain that these changes may bring. This article explores the anticipated impacts on financial

Corporate Banking Must Shift to Real-Time Systems to Save Billions
Banking Corporate Banking Must Shift to Real-Time Systems to Save Billions

Corporate banking has long relied on batch processing, a method where transactions are aggregated and processed in bulk at scheduled intervals. While this approach was once innovative, it is now a significant hindrance to the industry’s progress and a source of substantial financial inefficiencies f

How Can I Easily Pay My SRP Irrigation Bill Online or By Phone?
Digital & Technology How Can I Easily Pay My SRP Irrigation Bill Online or By Phone?

Managing irrigation bills can often be a daunting task, especially for those who juggle busy schedules and diverse commitments. However, Salt River Project (SRP) offers several convenient methods to ensure your payments are made swiftly without the hassle of physical checks or in-person visits.

How Does J.P. Morgan Excel in Corporate Banking and FX Services?
Banking How Does J.P. Morgan Excel in Corporate Banking and FX Services?

J.P. Morgan has recently been recognized by Crisil Coalition Greenwich as a Best Bank leader in multiple banking categories across various regions, highlighting the bank's innovative and high-quality service offerings. This recognition underscores J.P. Morgan's significant impact on the

Is ANZ Banking Group a Good Long-Term Investment Option?
Digital & Technology Is ANZ Banking Group a Good Long-Term Investment Option?

Investing in the stock market requires a thorough analysis of a company's financial health, workplace culture, and overall market position. ANZ Banking Group, a prominent player in the financial sectors of Australia and New Zealand, offers a compelling case for examination. This article delves

Global Markets Buoyed by Eased Trade Tensions and Mixed Economic Data
Capital, Risk & Assets Global Markets Buoyed by Eased Trade Tensions and Mixed Economic Data

In a week marked by significant developments in trade relations and mixed economic data, global financial markets experienced notable movements. The key driver behind the positive market sentiment was the easing of trade tensions between the United States and China, which had an uplifting effect on

Coinbase Challenges U.S. Regulators to Reform Crypto Banking Rules
Regulatory & Compliance Coinbase Challenges U.S. Regulators to Reform Crypto Banking Rules

The escalating conflict between Coinbase, a leading cryptocurrency exchange platform, and U.S. banking regulators has reached a critical juncture. This confrontation underscores the broader struggle between the crypto industry and traditional financial authorities over access to essential banking

Why Are Businesses Still Using Checks Despite Rising Fraud Risks?
Digital & Technology Why Are Businesses Still Using Checks Despite Rising Fraud Risks?

In an era where technological advancements have made digital payments not just viable but often preferable, it is puzzling to see American businesses, particularly small and medium-sized ones, clinging to paper checks. The allure of checks, perceived as a low-cost or even "free" payment

Santander US Appoints Christiana Riley as New CEO in Major Restructuring
Banking Santander US Appoints Christiana Riley as New CEO in Major Restructuring

In a major strategic move, Santander has named Christiana Riley as the new chief executive of its U.S. bank, a significant appointment announced by Executive Chair Ana Botin via LinkedIn. Riley's appointment comes as part of a broader restructuring effort at Santander, which includes the

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