Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
How Do High-Income Earners Balance Spending and Saving?
Capital, Risk & Assets How Do High-Income Earners Balance Spending and Saving?

Earning a six-figure income can significantly impact financial decisions and lifestyles. This article delves into the stories of five individuals who earn more than $100,000 annually, exploring how they manage their money and prioritize financial goals. Their experiences provide a snapshot of the

Lineage Bank Faces Regulatory Challenges, Shifts to Traditional Banking
Trends & Future Lineage Bank Faces Regulatory Challenges, Shifts to Traditional Banking

Navigating regulatory requirements is an ongoing challenge for financial institutions, and Lineage Bank is no exception. This local community bank, based in Franklin, Tennessee, has faced increased scrutiny from federal regulators twice this year. The Federal Reserve Board's recent enforcement

Top Checking Accounts of 2025: Low Fees and Great Features
Trends & Future Top Checking Accounts of 2025: Low Fees and Great Features

Choosing the right checking account can significantly impact your financial well-being. With numerous options available, it's essential to find an account that aligns with your needs, offering low fees and valuable features. This article delves into the top checking accounts of 2025,

Can Emerging Technologies Transform Insurance Payment Processing?
Digital & Technology Can Emerging Technologies Transform Insurance Payment Processing?

Over the years, the insurance industry's payment processing sector has faced numerous inefficiencies, primarily due to its reliance on outdated systems and manual procedures. These archaic methods contribute to substantial operational challenges, including slow processing times, high-value

Bangladesh's Private Banks See Alarming 171% Rise in Bad Loans
Banking Bangladesh's Private Banks See Alarming 171% Rise in Bad Loans

In a concerning trend, the private banking sector in Bangladesh has witnessed a substantial increase in bad loans from September 2023 to September 2024. This period saw defaulted loans jump by an alarming 171%, soaring from Tk 29,645 crore to Tk 80,573 crore, according to data from the central

Rothschild & Co Announces New CFO for Swiss Wealth Management Division
Capital, Risk & Assets Rothschild & Co Announces New CFO for Swiss Wealth Management Division

The financial landscape of Rothschild & Co's Swiss Wealth Management business is on the verge of a pivotal transformation with the announcement of significant leadership changes. As a longstanding figure in the company, Christian Bouet has decided to step down from his operational role in

Can Stablecoins Revolutionize the Payments Industry Under Trump?
Trends & Future Can Stablecoins Revolutionize the Payments Industry Under Trump?

The payments industry has been curious about the potential role of stablecoins in creating faster and cheaper transactions for years. Recently, with the advent of a new U.S. presidential administration that is open to digital currencies, those whispers of stablecoins' benefits are turning into

Is TAPCO CU's New Digital Platform Enhancing Member Experience?
Digital & Technology Is TAPCO CU's New Digital Platform Enhancing Member Experience?

In a significant move to enhance its digital banking services, TAPCO Credit Union, located in Tacoma, Washington, has successfully rolled out a cutting-edge digital banking solution provided by Lumin Digital, a pioneering cloud-native digital banking provider. This strategic implementation comes at

What FinTech Trends Will Shape the Industry by 2025?
Digital & Technology What FinTech Trends Will Shape the Industry by 2025?

The financial technology (FinTech) sector is on the brink of significant transformation, driven by innovations, consumer demands, and regulatory frameworks. By 2025, several key trends are expected to redefine the landscape, offering new opportunities and challenges for businesses and consumers

Is TD Bank Facing Systemic AML Failures After Employee Arrests?
Regulatory & Compliance Is TD Bank Facing Systemic AML Failures After Employee Arrests?

The recent indictment of Leonardo Ayala, a former TD Bank employee in Florida, has unveiled a troubling scenario involving money laundering charges that could have significant repercussions. Ayala, who was employed at TD Bank's Doral, Florida branch from February to November 2023, faces

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