Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Are Banks Meeting Rising Customer Expectations in the Digital Age?
Digital & Technology Are Banks Meeting Rising Customer Expectations in the Digital Age?

In the rapidly transforming digital landscape, customer expectations for financial institutions have escalated significantly. Modern consumers demand seamless, personalized, and secure financial services from their banks, and they expect these services to be accessible at any time, from anywhere.

Is FIS's Growth in Core and Digital Banking Solutions Sustainable?
Digital & Technology Is FIS's Growth in Core and Digital Banking Solutions Sustainable?

Fidelity National Information Services (FIS) is showcasing a promising trend in core banking solutions, reflected by a noticeable increase in recurring revenue and cross-selling activities. CEO Stephanie Ferris reported a 6% acceleration in recurring revenue growth and a year-over-year increase in

Are Regulators Stifling Innovation in Bank-FinTech Partnerships?
Regulatory & Compliance Are Regulators Stifling Innovation in Bank-FinTech Partnerships?

A letter from House Republicans on the House Financial Services Committee to federal regulators has sparked a debate over the balance between regulation and innovation in bank-FinTech partnerships. Addressed to the Federal Reserve Board, the Office of the Comptroller of the Currency (OCC), and the

How New Technologies Are Shaping the Next Decade of Financial Services
Editorial How New Technologies Are Shaping the Next Decade of Financial Services

Today's banking industry is experiencing intense changes mainly due to increased technological advancements, customer needs, and new regulations. During the last decade, banks have explored non-branch models, and they have focused more on online banking strategies — trends that could become e

Deutsche Bank and Paysafe Launch Cash Services at 12,500 Locations
Banking Deutsche Bank and Paysafe Launch Cash Services at 12,500 Locations

In a strategic move reflecting the ongoing evolution of the financial services landscape, Deutsche Bank has entered into a partnership with Paysafe to offer an innovative cash deposit and withdrawal service for its customers. This service will be available at 12,500 retail locations across Germany,

Will the Bank of England Launch a Digital Pound for Payments Innovation?
Digital & Technology Will the Bank of England Launch a Digital Pound for Payments Innovation?

The Bank of England (BoE) is contemplating the introduction of a digital pound, a Central Bank Digital Currency (CBDC), should commercial banks fail to innovate effectively in their payment systems. This consideration comes amidst diminishing cash usage and a significant rise in digital payments

Automated CDI Systems Modernize and Streamline Bank Client Onboarding
Regulatory & Compliance Automated CDI Systems Modernize and Streamline Bank Client Onboarding

In the complex landscape of banking, one of the most significant challenges remains the inefficiency and regulatory complexities involved in client onboarding. Extended onboarding times and inflated costs are frequent issues, as highlighted during a recent webinar organized by Chartis and

Maximize Your Savings with High-Yield Accounts Offering Up to 5.25% APY
Capital, Risk & Assets Maximize Your Savings with High-Yield Accounts Offering Up to 5.25% APY

In an economic climate where every dollar counts, finding ways to maximize your savings is essential. High-yield savings accounts offer a compelling solution, with some providing annual percentage yields (APY) as high as 5.25%. These accounts can significantly enhance the growth of your savings,

Can One Zero’s $100M Fundraise Propel It to Market Leadership?
Digital & Technology Can One Zero’s $100M Fundraise Propel It to Market Leadership?

Founded by Amnon Shashua and Marius Nacht, One Zero is a digital bank based in the United States that has recently attracted significant attention due to its new $100 million fundraising round. With current valuations estimated between $400 million and $450 million, this marks a substantial

Cloud Banking Software Revolutionizes Modern Financial Services
Digital & Technology Cloud Banking Software Revolutionizes Modern Financial Services

In the rapidly evolving landscape of financial services, cloud banking software is emerging as a fundamental catalyst for transformation. Banks and financial institutions are increasingly adopting this technology, leaving behind conventional, on-premises systems for more agile, secure, and

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