Sarah Vainstein

The familiar rhythm of monthly statements and cumbersome banking apps represents the fading heartbeat of an industry on the precipice of a silent, profound revolution. For generations, financial institutions have operated as deliberate destinations—places, physical or digital, that customers must

The European Central Bank is charting a new course for the continent's financial system, embarking on a comprehensive overhaul powered by blockchain and distributed ledger technology (DLT) that moves far beyond simple modernization. This ambitious strategic pivot, driven by the dual imperatives of

With a sharp eye for the real-world impact of financial technology, Priya Jaiswal has become a recognized authority for her analysis of how innovation—or the lack thereof—affects the daily lives of consumers and small business owners. Her work cuts through the hype to ask a fundamental question:

The longstanding divide between traditional banking and the decentralized world of cryptocurrency has begun to dissolve with the emergence of a new financial instrument from an established institution. This review aims to evaluate SoFiUSD, a stablecoin launched by a U.S. national bank, to determine

As the distinction between physical wallets and digital payment apps continues to dissolve, the European Union has made a landmark decision that could fundamentally reshape the continent's financial landscape for generations to come. The EU Council has endorsed a comprehensive blueprint for a

In the typically reserved world of regional finance, the term "coup d’état" is virtually unheard of. Yet, it sits at the heart of an explosive federal lawsuit filed by Old National Bank (ONB) against its North Dakota-based rival, Bell Bank. The suit accuses Bell and eight of ONB's former senior

The familiar landscape of neighborhood bank branches is undergoing a profound transformation as financial institutions race to meet the evolving expectations of a digitally native consumer base. In this high-stakes environment, Bank of America has unveiled a comprehensive strategic initiative

In a landmark week for the digital banking sector, UK fintech giant Monzo has unveiled a bold, two-pronged strategy aimed at both geographic expansion and domestic product diversification. The company announced it has secured a full European banking license to spearhead its entry into the EU, while

A fundamental re-evaluation of the American financial regulatory landscape is currently underway, challenging the monolithic post-crisis framework that has governed the nation's banks for more than a decade. This is not just a technical debate among policymakers; it is a pivotal moment with

The once-distant vision of a finance department operating with minimal human intervention is rapidly becoming a strategic imperative, transforming the corporate back office from a manual cost center into an intelligent, automated engine for growth. As businesses navigate an increasingly complex