Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Token's Gideon Fourie Joins Berlin Group OpenFinance Board
Trends & Future Token's Gideon Fourie Joins Berlin Group OpenFinance Board

As the European financial landscape continues its rapid evolution beyond initial regulatory mandates, a pivotal appointment has been made to steer the next chapter of open finance innovation. Gideon Fourie, the managing director of Token GmbH, the European Union entity for leading

How Fintech Matured and Redefined Finance in 2025
Trends & Future How Fintech Matured and Redefined Finance in 2025

The year 2025 will be remembered not for a single seismic technological breakthrough, but as the moment the financial technology sector collectively came of age, shedding its adolescent obsession with growth at any cost. A powerful confluence of market pressures, evolving consumer expectations, and

Goldman Sachs Leads Wall Street's Dealmaking Revival
Banking Goldman Sachs Leads Wall Street's Dealmaking Revival

A comprehensive analysis of recent financial reporting reveals a pivotal moment for Goldman Sachs and the broader financial industry, centered on the firm's extraordinary fourth-quarter performance for 2025, which signals a powerful resurgence in global dealmaking. This event is presented not

Are AI Banking Chatbots a Compliance Nightmare?
Banking Are AI Banking Chatbots a Compliance Nightmare?

The global financial sector is in the midst of a technological gold rush, with institutions rapidly deploying Generative AI chatbots to serve as the new digital front door for millions of customers. A recent comprehensive analysis, however, has thrown a harsh spotlight on this rapid adoption,

Will Affirm's Rent Loans Create a Debt Cycle?
Trends & Future Will Affirm's Rent Loans Create a Debt Cycle?

The relentless pressure of monthly rent, often the single largest expenditure for American households, is now the target of a groundbreaking yet controversial financial technology initiative. Buy now, pay later (BNPL) leader Affirm has announced a pilot program, in partnership with the fintech firm

Will Lobito Unlock Africa's Mineral Wealth?
Capital, Risk & Assets Will Lobito Unlock Africa's Mineral Wealth?

A monumental infrastructure project designed to reshape Southern Africa's economic landscape has moved from ambition to reality with the finalization of a $753 million financing package for the Lobito Atlantic Railway. This pivotal investment initiates the active rehabilitation of a strategic

Raymond James to Acquire Clark Capital Management
Trends & Future Raymond James to Acquire Clark Capital Management

With a keen eye on the evolving landscape of investment management, Priya Jaiswal joins us to dissect the recent acquisition of Clark Capital by Raymond James. We'll explore the strategic depth of this move, analyzing how incorporating a $46 billion asset manager enhances a multi-boutique

What Will the Fifth Third Merger Cost Bank Employees?
Regulatory & Compliance What Will the Fifth Third Merger Cost Bank Employees?

The ink on a multi-billion-dollar merger agreement often obscures the very real human stories unfolding within the corporate structures being combined, a narrative now taking center stage following Fifth Third's landmark acquisition of Comerica. While the financial world celebrates the creation of

B4B Payments Co-Founder Steps Down After 18 Years
Digital & Technology B4B Payments Co-Founder Steps Down After 18 Years

After nearly two decades of guiding the company from its inception to a significant position within the global financial ecosystem, the foundational leader's decision to transition away from an executive role marks a pivotal moment of change, signaling a new chapter for the organization and the

What's Driving Epirus Bank's National Expansion?
Trends & Future What's Driving Epirus Bank's National Expansion?

Epirus Bank, a cooperative financial institution long anchored in its home region, is making a decisive move onto the national stage in a strategic play poised to redefine its operational footprint. The bank has forged a landmark partnership with NCR Atleos, the world's largest independent ATM

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