Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Central Bank Proposes New Third-Party Risk Guidance
Regulatory & Compliance Central Bank Proposes New Third-Party Risk Guidance

Regulated entities are expected to secure contractual rights for notification and consent regarding any subcontracting within their service chains. This specific requirement forms a cornerstone of the newly published Consultation Paper 173, issued by the Central Bank of Ireland on October 8, 2026.

How Is PNC Banking on National Expansion and New Leadership?
Banking How Is PNC Banking on National Expansion and New Leadership?

Rob Reilly will transition to executive vice chair and senior advisor after 13 years as CFO, marking the end of a significant chapter in PNC’s financial leadership history. This high-level reorganization serves as the cornerstone for a broader institutional transformation aimed at elevating the

Will National Bank Acquire Digital Firm Embark for $226M?
Capital, Risk & Assets Will National Bank Acquire Digital Firm Embark for $226M?

The acquisition of Embark by National Bank of Canada for $226 million serves as a clear indicator that the race to secure the next generation of investors has reached a critical boiling point. This strategic move targets the $6 billion asset pool managed by the Toronto-based digital firm, signaling

How Is Hong Kong Redefining the Future of Global Fintech?
Trends & Future How Is Hong Kong Redefining the Future of Global Fintech?

Instead of focusing on technological novelty, the city is banking on its ability to turn innovation into reliable, safe, and scalable financial infrastructure. This strategic pivot marks a significant departure from the era of speculative growth and high-speed digital asset transfers that once

US Cuts Off MEXC Global Over $16B in Illicit Transactions
Capital, Risk & Assets US Cuts Off MEXC Global Over $16B in Illicit Transactions

Federal investigators under Operation Economic Outcast have targeted MEXC Global for its alleged role in facilitating massive financial transfers for sanctioned entities in Russia, Iran, and North Korea. This decisive move by the Financial Crimes Enforcement Network (FinCEN) marks a significant

How Is Greece Overhauling Its Anti-Money Laundering Laws?
Capital, Risk & Assets How Is Greece Overhauling Its Anti-Money Laundering Laws?

Mandatory confidentiality and discretion are being codified as core legal requirements for all professionals handling high-value transactions within the Greek economy. Greece is currently embarking on a comprehensive legislative transformation designed to dismantle the infrastructure of financial

How Is Hightower Reaching $50 Billion in Total Assets?
Capital, Risk & Assets How Is Hightower Reaching $50 Billion in Total Assets?

Integrating Altium’s regional offices in Massachusetts and Connecticut into Hightower Signature Wealth creates a unified team of over 175 wealth management professionals. This move represents a pivotal moment in the firm's history, as the combined entity now manages more than $50 billion in assets

Why Is the FDIC Returning to Piecemeal Bank Resolutions?
Banking Why Is the FDIC Returning to Piecemeal Bank Resolutions?

Modern bank failures are often driven by concentrated bad loans or internal management abuse, making a single-buyer solution increasingly difficult to negotiate. The Federal Deposit Insurance Corporation is currently undergoing a significant transition in its methodology for resolving failed

How Will AI Agents Transform Your Banking Security?
Digital & Technology How Will AI Agents Transform Your Banking Security?

The rapid transition from digital dashboards to fully autonomous financial agents marks a definitive end to the era where users had to manually authorize every single cent that left their accounts. As of 2026, the financial landscape is no longer defined by simple automation but by agentic

How U.S. Banks Collaborate to Strengthen Cybersecurity
Digital & Technology How U.S. Banks Collaborate to Strengthen Cybersecurity

Private sector firms manage approximately eighty-five percent of the critical infrastructure that supports the United States' national security and economic health. This striking reality has forced the financial industry to rethink its approach to security, moving from a competitive stance to one

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