Natalie Poirain

After a prolonged lull in investment activity, the digital banking sector is witnessing a resurgence, marked by a notable increase in venture capital funding over the past three months. Approximately $1.2 billion has flowed into various digital banking startups spread across different regions,

The Federal Deposit Insurance Corp. (FDIC) has recently heightened regulatory scrutiny on banks involved in banking-as-a-service (BaaS) partnerships with fintech companies, with Piermont Bank and Sutton Bank receiving notable enforcement actions in early 2024. These actions indicate significant

The Consumer Financial Protection Bureau (CFPB) has recently issued a final rule on personal financial data rights under Section 1033 of the Dodd-Frank Act, aiming to transform consumer financial data privacy and control. Released on October 22, 2024, the rule sets significant new obligations on

The transformative potential of payment service providers (PSPs) in the eCommerce landscape can no longer be overlooked, especially in the United States. A comprehensive survey conducted by PYMNTS Intelligence in collaboration with Mastercard, spanning five countries—Australia, Brazil, the UAE, the

The insurance industry is currently navigating the complexities of adopting real-time payment systems, a move that promises to revolutionize the sector by enhancing efficiency and customer satisfaction. Simultaneously, the UK government is taking significant steps to regulate the use of copyrighted

HSBC Holdings PLC, a global banking and financial services organization, is undergoing a significant transformation. The bank is streamlining its retail banking operations outside its core markets, focusing on wealthier clients, and cutting down on costs. This strategic shift is expected to have

In today's digital age, the financial sector is undergoing significant transformations, driven by advancements in technology and an ever-increasing need to adhere to regulatory requirements. Amidst this dynamic landscape, regulatory technology (RegTech) is emerging as a key player, poised to

Bank of America's corporate client mobile treasury management app has impressively surpassed $1 trillion in payments in 2024, continuing its significant growth trajectory. According to a December 11 press release, the app has seen a 25% increase in "approved" payments this year,

When the financial technology firm Yotta filed a lawsuit against Evolve Bank & Trust, claiming an egregious mismanagement of customer funds, it threw a spotlight on the complicated relationships among fintech companies, partner banks, and middleware firms. Yotta's complaint revolved around

Financial literacy and inclusion are pivotal for economic empowerment, poverty reduction, and financial stability. In India, these elements are essential for fostering a more equitable and prosperous society. This article delves into the current state of financial literacy and inclusion in India,