Tag: bank performance

April 5, 2018

How times have changed! Back in 2010, the horse was already out of the barn with respect to liquidity risk. As such, the expansion of liquidity management expectations set in “Interagency Statement on Funding and Liquidity Risk Management” was a […]

May 23, 2017

It’s time to accept the reality that deposit costs are likely to increase. The questions at hand are: • How quickly will this increase play out? • How will net interest margin performance be impacted? Prelude to general rate hikes […]

May 22, 2017

Even as rates increased over the last 18 months, deposit costs have only moved modestly higher but funding pressures could emerge as the pace of short-term rate hikes picks up. Eye on deposit betas Deposit costs inched higher in 2016 […]

May 5, 2017

The pressure to complete tax reform is immense, ongoing, and far-reaching. There is bipartisan consensus that the U.S. corporate tax system is not competitive, as currently structured. And while its precise form, rates, and provisions may still be undetermined, enough […]

February 24, 2017

Deposit costs across the banking industry will increase, but by how much is debatable. Banks of varying sizes and in different markets have included a variety of deposit betas—or how much of the changes in market rates they will have […]

May 6, 2016

In the first quarter of 2016 many community banks saw sizable year-over-year growth in operating revenue amid acquisitions, regional pockets of strength, and improving loan growth. This analysis looks at banks with less than $10 billion in assets that, as […]

February 22, 2016

Revenue generation has long been a challenge for banks of all sizes, and the last eight years have only compounded the problem, with interest rates at all-time lows. The pain has been most severe for community banks, as they lack […]