Revenue generation has long been a challenge for banks of all sizes, and the last eight years have only compounded the problem, with interest rates at all-time lows. The pain has been most severe for community banks, as they lack the scale and efficiencies that larger institutions often rely upon to help weather the pressures of revenue compression.
Looking at performance trends, FDIC data indicates that, as of September 2015, community banks experienced year-over-year revenue growth that was 50% lower than their larger counterparts.
