Tag: mergers


2023 Bank M&A Survey Results: Can Buyers and Sellers Come to Terms?

November 14, 2022

Via: Bank Director

Year after year, Bank Director’s annual M&A surveys find a wide disparity between the executives and board members who want to acquire a bank and those willing to sell one. That divide appears to have widened in 2022, with the […]

Capital and Risk, Credit

Motivation for Mergers Will Grow as Interest Rates, Loan Growth Stay Low

August 20, 2021

Via: Bank Director

The pace of announced mergers among rated U.S. banks has accelerated and is likely to gain steam. The limited prospect of material loan growth makes asset growth via mergers and acquisitions increasingly attractive. And as we anticipated, more banks are […]


Sticking Points in Recent Community Bank Deals

September 30, 2019

Via: Bank Director

Whether you plan to sell your bank or are in the market to acquire one, there are several sticking points that can delay the transaction. It can be helpful for both potential buyers and sellers to think about how such […]

Capital and Risk, Credit

Credit Due Diligence Is Even More Important Now

April 17, 2019

Via: Bank Director

With loan quality generally viewed as benign while M&A activity continues into 2019, is any emphasis on credit due diligence now misplaced? The answer is no. With efficiency driving consolidation, bank boards and management should not be tempted to take […]

Capital and Risk, Credit

What’s The Same – And What’s Not – In Assessing Credit Quality

July 30, 2018

Via: Bank Director

Since the 1970s, there has been an inevitable march toward a macro, quantitative assessment of credit quality. Technology and big data ensured its emergence to complement the more traditional, transactional counterpart of credit risk management. Since the adoption of the […]

Capital and Risk, Operational

Acquire or Be Acquired Perspectives: One True Thing About Banking and Finance

April 20, 2018

Via: Bank Director

If you have seen as many cycles in the bank industry as Eugene Ludwig, founder and CEO of Promontory Financial Group and a former comptroller of the currency, you know the time to be most vigilant is not when things […]

Capital and Risk, Credit

Nine Strategic Areas Critical to Your Bank’s Future

June 30, 2017

Via: Bank Director

How should banks determine the best way to proceed over the upcoming quarters? While no one can predict the future, there are several critical developments that anyone can keep an eye on. These are the areas that are most impactful […]

Activity, Investment Banking

Mergers Could Help European Investment Banks Compete With U.S.

November 3, 2016

Via: The New York Times

Credit Suisse’s chief executive, Tidjane Thiam, is clearly frustrated with the investment banking operations of the institution he oversees. And with good reason: Wall Street banks seem to have won most of the battle for supremacy over who gets most […]

Activity, Corporate Banking

Where Are All the Bank M&A Deals?

October 14, 2016

Via: Bank Director

There is a growing likelihood that the bank M&A market in 2016 will see declines in both deal volume and pricing compared to the previous two years, even as the industry’s underlying fundamentals remain relatively unchanged. “The operating environment is […]

Activity, Corporate Banking

How the Three Largest U.S. Banks Got So Big — And What’s Next

May 10, 2016

Via: TheStreet

While the Federal Reserve and other regulatory bodiesaren’t allowing any more mega bank mergers for now, the nation’s largest banks got to where they are by combining. In fact, assets are more concentrated now at the nation’s largest banks than […]

Capital and Risk, Liquidity

Why 2016 will be a record for bank mergers: Bove

January 14, 2016


Mergers between U.S. banks could hit the highest level in a decade this year, Rafferty Capital’s Richard Bove told CNBC on Thursday. The veteran bank analyst said the Federal Reserve opened the door to mergers and acquisition activity last year […]