Tag: mergers

November 14, 2022

Year after year, Bank Director’s annual M&A surveys find a wide disparity between the executives and board members who want to acquire a bank and those willing to sell one. That divide appears to have widened in 2022, with the […]

August 20, 2021

The pace of announced mergers among rated U.S. banks has accelerated and is likely to gain steam. The limited prospect of material loan growth makes asset growth via mergers and acquisitions increasingly attractive. And as we anticipated, more banks are […]

September 30, 2019

Whether you plan to sell your bank or are in the market to acquire one, there are several sticking points that can delay the transaction. It can be helpful for both potential buyers and sellers to think about how such […]

April 17, 2019

With loan quality generally viewed as benign while M&A activity continues into 2019, is any emphasis on credit due diligence now misplaced? The answer is no. With efficiency driving consolidation, bank boards and management should not be tempted to take […]

July 30, 2018

Since the 1970s, there has been an inevitable march toward a macro, quantitative assessment of credit quality. Technology and big data ensured its emergence to complement the more traditional, transactional counterpart of credit risk management. Since the adoption of the […]

April 20, 2018

If you have seen as many cycles in the bank industry as Eugene Ludwig, founder and CEO of Promontory Financial Group and a former comptroller of the currency, you know the time to be most vigilant is not when things […]

June 30, 2017

How should banks determine the best way to proceed over the upcoming quarters? While no one can predict the future, there are several critical developments that anyone can keep an eye on. These are the areas that are most impactful […]

November 3, 2016

Credit Suisse’s chief executive, Tidjane Thiam, is clearly frustrated with the investment banking operations of the institution he oversees. And with good reason: Wall Street banks seem to have won most of the battle for supremacy over who gets most […]

October 14, 2016

There is a growing likelihood that the bank M&A market in 2016 will see declines in both deal volume and pricing compared to the previous two years, even as the industry’s underlying fundamentals remain relatively unchanged. “The operating environment is […]

May 10, 2016

While the Federal Reserve and other regulatory bodiesaren’t allowing any more mega bank mergers for now, the nation’s largest banks got to where they are by combining. In fact, assets are more concentrated now at the nation’s largest banks than […]

January 14, 2016

Mergers between U.S. banks could hit the highest level in a decade this year, Rafferty Capital’s Richard Bove told CNBC on Thursday. The veteran bank analyst said the Federal Reserve opened the door to mergers and acquisition activity last year […]