Federal and state appeals courts in two Southeastern states have ruled against pandemic-affected businesses, adding to the list of decisions that have found that insurance policies covered only physical damages.
In South Carolina, the state Supreme Court this week became the fourth state high court in the nation to rule that the virus that causes COVID-19 cannot produce a direct physical damage or loss covered by a commercial property insurance policy.
The Court decided the issue by answering a certified question from a federal district court judge who is deciding a lawsuit filed by a chain of sports bars that were forced to close because of state public health orders.
