If you’re worried that you may not qualify for a loan, whether it’s due to either bad credit or a lack of credit history – don’t worry, you are not alone.
If you have run up a few debts with store cards and credit cards and the like, it can be too easy to simply pay the minimum amount every month, so that you have more cash to live your life with.
Before you know it, you can run into hiccups along the way, and occasionally find yourself unable to make minimum payments. Over time this can drive down your credit score and affect your ability to apply for loans.
