January 31, 2023
Via: JD SupraOver the past few years, numerous states have imposed interest rate caps on consumer credit. In recent blog posts, we discussed the efforts of both Michigan and New Mexico to impose a 36% annual interest rate cap. Last year, Congress […]
October 4, 2022
Via: JD SupraThe California Financing Law requires each licensed lender, broker, and program administrator licensee to pay its pro rata share of all costs and expenses of the administration of the law, as estimated by the Commissioner, for the ensuing year and […]
Capital and Risk, Credit, Liquidity
July 26, 2019
Via: Market WatchMuch has been made of the outcropping of negative yielding bonds across the globe. Some $13 trillion in sovereign debt now bears a negative yield, which means that investors get back less than their original investments for the privilege and […]
August 1, 2018
Via: FinextraBanks have to struggle with a lot of risks – from issuing credit to operational challenges, technological troubles to good old fashion fraud. In addition to the risks of yesteryear, modern banks face falling long-term rates, growing fintech competition and […]
July 11, 2024
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