August 18, 2016
Via: GOBankingRatesIf you want a good credit score, you must make payments on time. This often-repeated rule is more like an undeniable fact: A solid payment history is necessary for a good credit score. Unfortunately, a perfect payment history alone doesn’t guarantee a perfect score. A […]
July 29, 2016
Via: TheStreetLooking to improve your credit score? Checking those numbers frequently could influence your score’s direction. Whether you are buying a home, applying for a credit card, or securing a job, the importance of your credit score is not a new phenomenon, and according to a recent […]
July 20, 2016
Via: GOBankingRatesMost of us cannot cut a check to buy a house or a car. Instead, we rely on financing. A healthy credit score is often the golden ticket to getting a loan, but many people face credit challenges. In fact, nearly […]
July 20, 2016
Via: GOBankingRatesIf you’ve got a large balance on a credit card bill with a high interest rate, it might make sense to transfer your balance to a new credit card that has a lower or even zero introductory interest rate. Once […]
June 13, 2016
Via: GOBankingRatesPersonal loans can be used to fund everything from a major home repair and debt consolidation to continuing education like a computer coding boot camp. The best personal loan rates are available for borrowers with an excellent credit score or […]
May 26, 2016
Via: Daily FinanceAn excellent credit score can unlock low interest rates on mortgages, auto loans and credit cards. In many states, a good score is also the key to lower auto insurance premiums. Although there are hundreds of credit scores out there, […]
May 5, 2016
Via: GOBankingRatesIf you’re thinking about doing anything that requires someone to review your credit — like buying a home or a new car, taking out a loan, or applying for a new credit card — you’ll want to make sure that your credit […]
April 27, 2016
Via: Bank InnovationAs consumers, many of us are in the dark about our personal credit score. Sure, we can probably find it out, but how many of us would know, off the top of our heads, where on earth to start? And […]
March 22, 2016
Via: Daily FinanceHave you noticed inquiries on your credit report? Not sure what they mean? Soft and hard inquiries are the result of potential creditors assessing your credit report after you’ve applied for things such as a credit card, mortgage, or car […]
February 23, 2016
Via: Daily FinanceThe average American credit score varies by age. The 25 to 34 crowd has the lowest scores on average, likely because they’re getting established and paying off student loans. Credit scores steadily climb with age, as consumers become more stable […]
January 7, 2016
Via: Daily FinanceHere’s the simple truth: Your low credit score is costing you a fortune. Folks with the best credit get the best terms when it comes to mortgages, car loans and credit cards. They get the lowest interest rates and the […]