January 20, 2022
Via: TechBullionDeclaring bankruptcy is a never-to-be-forgotten lesson. The hustle involved when filling the bankruptcy petition and the long period it takes to clear the negative information from your credit history could make you think twice. The hard choice could result from […]
November 22, 2021
Via: JD SupraThe CFPB recently released a report on Consumer Credit Disputes finding that consumers in majority Black and Hispanic neighborhoods had a disproportionally higher amount of disputes on their credit reports. The report indicates that this trend was across several credit […]
January 7, 2021
Via: TechBullionPayday loans are short-term loans that are great for emergency situations. They can provide up to $1,000 within one business day for those times you need quick cash. If you are looking to get a payday loan, you will probably […]
January 16, 2020
Via: Market WatchSince the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit […]
March 1, 2018
Via: Market WatchYou don’t have to be a credit expert to know that tactics like keeping your debt low and paying bills on time are proven ways to improve your FICO score. But they aren’t the only ways to see a spike. […]
February 2, 2018
Via: FinextraWhat is a credit freeze? It’s an action you take to lock down your credit report. A lender can’t see your score, which means your Social Security number and credit rating is useless to them. In other words, they can’t […]
January 29, 2018
Via: Market WatchNow’s the time to freeze your Equifax EFX, -1.74% credit report. Equifax will freeze your credit report for free, but only until Jan. 31. After that deadline, consumers will have to pay the fee their state charges for a credit […]
June 25, 2017
Via: GOBankingRatesWhat is a bank statement, aside from a piece of paper showing how much money you have? In short, it’s a snapshot of your banking activity during a specific time frame, typically a month. Most banks send a copy of […]
January 19, 2017
Via: GOBankingRatesYou probably know that credit reports are important, but you might not understand why they’re so critical to your financial life — or how and why you should get yours. Credit reports are compiled by the three nationwide credit bureaus […]
November 9, 2016
Via: GOBankingRatesYou’ve probably had at least one retail store clerk ask you if you want to open a department store credit card as you were checking out. Many retailers entice shoppers with interest-free financing offers and deep discounts on the first […]
March 22, 2016
Via: Daily FinanceHave you noticed inquiries on your credit report? Not sure what they mean? Soft and hard inquiries are the result of potential creditors assessing your credit report after you’ve applied for things such as a credit card, mortgage, or car […]