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Tag: credit report


Capital and Risk, Credit

How Long Does Bankruptcy Stay on Your Credit Report?

January 20, 2022

Via: TechBullion

Declaring bankruptcy is a never-to-be-forgotten lesson. The hustle involved when filling the bankruptcy petition and the long period it takes to clear the negative information from your credit history could make you think twice. The hard choice could result from […]


Capital and Risk, Credit

CFPB Report Finds Disparity in Number of Credit Report Disputes in Black and Hispanic Neighborhoods

November 22, 2021

Via: JD Supra

The CFPB recently released a report on Consumer Credit Disputes finding that consumers in majority Black and Hispanic neighborhoods had a disproportionally higher amount of disputes on their credit reports. The report indicates that this trend was across several credit […]


Capital and Risk, Credit

Do Payday Loan Lenders Check My Credit History?

January 7, 2021

Via: TechBullion

Payday loans are short-term loans that are great for emergency situations. They can provide up to $1,000 within one business day for those times you need quick cash. If you are looking to get a payday loan, you will probably […]


Capital and Risk, Credit

How bankruptcy, civil judgments and tax liens affect your credit report

January 16, 2020

Via: Market Watch

Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit […]


Capital and Risk, Credit

5 tricks you can use to improve your credit score

March 1, 2018

Via: Market Watch

You don’t have to be a credit expert to know that tactics like keeping your debt low and paying bills on time are proven ways to improve your FICO score. But they aren’t the only ways to see a spike. […]


Capital and Risk, Credit

Get a Credit Freeze NOW Before it’s Too Late!

February 2, 2018

Via: Finextra

What is a credit freeze? It’s an action you take to lock down your credit report. A lender can’t see your score, which means your Social Security number and credit rating is useless to them. In other words, they can’t […]


Retail Banking

If you want to freeze your Equifax credit report for free, act fast

January 29, 2018

Via: Market Watch

Now’s the time to freeze your Equifax EFX, -1.74% credit report. Equifax will freeze your credit report for free, but only until Jan. 31. After that deadline, consumers will have to pay the fee their state charges for a credit […]


Retail Banking

10 Things You Need Your Bank Statement For

June 25, 2017

Via: GOBankingRates

What is a bank statement, aside from a piece of paper showing how much money you have? In short, it’s a snapshot of your banking activity during a specific time frame, typically a month. Most banks send a copy of […]


Capital and Risk, Credit

How to Read a Credit Report

January 19, 2017

Via: GOBankingRates

You probably know that credit reports are important, but you might not understand why they’re so critical to your financial life — or how and why you should get yours. Credit reports are compiled by the three nationwide credit bureaus […]


Retail Banking

6 Pros and Cons of Store Credit Cards

November 9, 2016

Via: GOBankingRates

You’ve probably had at least one retail store clerk ask you if you want to open a department store credit card as you were checking out. Many retailers entice shoppers with interest-free financing offers and deep discounts on the first […]


Capital and Risk, Credit

How Credit Inquiries Affect Your Credit Score

March 22, 2016

Via: Daily Finance

Have you noticed inquiries on your credit report? Not sure what they mean? Soft and hard inquiries are the result of potential creditors assessing your credit report after you’ve applied for things such as a credit card, mortgage, or car […]